Yrs I did received the concluded email and visa refused.

Yes you are right...that is standard email. No call for collection yet.

email received today ++++++++++++++++++++++++++++++++++ Subject: UK visa application – GWF035****** Dear Customer, Your UK visa application has been concluded. You will be contacted by the Visa Application Centre when your passport and documents are ready for collection, or have been dispatched via ...

We received the email says your visa has been concluded.
Also mentioned in the middle of the email that avoid making travelling plan. Is that mean they have refused? Does anyone got the same email? Please tell me your opinion. Thanks