Will becoming a overstayer affect my chances of getting the visa extension from fresh application?, provided I give them the right documents.

hi all, I applied for an extension on my tier 1 graduate entrepreneur visa on 23th september, 2017. I received a visa refusal letter on the 3rd of novemeber but the letter is dated for 30th october. Visa was refused as I used a joint account and my name wasnt stated on the statement. It says I can a...