As per the checklist provided by the vfs they said no need of bank statement. I double check with the visa officer while submitting documents she said I don’t need to. But still visa was refused.

I submitted all the documents to vac accordingly to the check list. In the checklist there was no requirement for bank statement. I have all the employment documents, letters and qualifications documents submitted as per checklist requirement. But still the visa was refused iam confused with this de...