Thanks Aruni, you are a star. Your replies help me see if I stand a chance in the AR. Regarding the 3 months confirmation, really if my bank confirms that I hold a fixed deposit from March 2009 till now, and they cant understand that it is held for more than 3 months, it is not just a problem of mat...

Aruni, thanks for your thoughts. 1. I am not aware of any kind of locked in bank deposit, atleast in India. Do you know of any such deposit anywhere? All deposits maintained in commercial banks and standing to the credit of the deposit holder are withdrawable at the request/demand of the deposit hol...

Hi there, I applied for Tier 1 General EC, and was awarded claimed points in all areas except Funds Maintenance. The application made on 15th March was rejected on 30th March. I maintained my funds in Fixed Deposits in a commercial bank continuously for the past one year (and still do) and the fixed...