how do u present all ur paperwork when u submit the applications?

fancy folders or just stapled together??

Ok thank u for ur help... One last thing do u think I should put a letter in with my application explaining my dads help with the mortgage payment?

ok so for me that would be travel and food........should i still mention the mortgage then as it is gona be coming up in my bank statement.....

also do i need to put a letter in my app from my dad stating that he is willing and able to pay off my mortgage till my hubby is over and gets a job?

what do u mean by fixed costs? i can only think of the mortgage but my dad is helping with that....he puts the money into my account for that to be paid....no bills to pay as yet

8.7.14 How much of your sponsor’s total monthly income is given to their family members and other dependants?

8.7.15 How much does your sponsor spend each month on living costs?

can anyone offer me sum advice on the vaf4 form regarding questions 8.7.14 and 8.7.15? im currently living rent free at my parents home so im only really paying for my childrens expenses eg food,travel and clothes out of my wages.....i have bought a home but am not moving in yet as it is being re de...

thank u for the advice! jus wondering are there any specific times in the year when the visa applications are not so busy? im going to apply in december, but im thinkin now that due to the christmas holidays,if i apply my application might get back logged any thoughts........

hello there, just joined this forum, it really is very helpful.im gona apply for my hubbys settlement visa by december 2011 inshaallah....jus getting payslips and all other required docs together, however im currently staying at my parents home,rent free with my 3 kids,i recently have bought my own ...