I think if the reason of refusal is just the payslips then I think resubmit is a good option in my opinion because ukba is not taking long time to process the application although it is expansive but you have a good hope of getting visa in two months time Inshallah
So therefore I thought why I should wait for a year in appeal
Ukba is taking less time to process the application now so why not take the chance and re apply
Hey
My case was also refused in November because of the same reason as your cause I also submitted only 4 months payslips and there was no other reason of refusal I added 3 more months of payslips total 7 and half months
And submitted a new case
Sorry guys it's a bad news they refused because they need minimum six month wages slip as I provided only 4 month so gonna re apply soon with six month wages slip no other issue with the application hopes are high though will be lucky next time inshallah