I only have the answer to your third question - I submitted statements from 3 different accounts, because I've been shuffling money back and forth between checking and savings accounts, to accrue as much interest as possible.
My reasoning for submitting all 3 accounts was this: a) I wanted the ECO to see that my salary was still being deposited to me, so I needed to include that account. But then b) 95% of my savings are across 2 other accounts, so I needed to show those too...otherwise I looked pretty poor.
So, I included a covering letter for the funds section of my EC application and said that account #1 was my primary spending account and that accounts #2 and #3 were savings accounts. Then, just to make doubly sure it was clear, I circled the total amount for each account for each month's statement and wrote "account #1" "account #2," etc.
I even had a quirky entry in one of my statements - I had opened a high interest savings account in April and moved almost the entire balance from my lower-interest checking account into the new savings account (same bank for both accounts). Except the bank used some cryptic description for the transfer and it wasn't absolutely clear that the huge debit from the checking account was merely a move to the savings account...so I explained that too, lest the ECO think I had just spent that money randomly.
I was approved, so it seemed to work
hsmp0804 wrote:Hi,
3) I am maintaining two bank accounts and my major chunk of money is there in the account other than my salary account. Can I show both my bank account statements?
Thanks in advance.