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what is the reason mentioned in the letter for refusal.kunduanil wrote:I have applied my HSMP last month and I have claimed 45 points for earning. But in my salary slips my employer has also shown Medical Reimbursement. Hence my total income (which is sum of 12 months ) is more than than my taxable income. In INDIA Medical Reimbursement is not a part of one's income and I have made this point clear to HSMP Team and still HSMP team has refused my case. Can anyone please suggest what to do now.