Default on Loan

[cheekyvirgin]

im asking question behalf of my work colleague who is applying for her ILR soon.

She took loan of 30k from her bank and could not pay back.. and she is in the process of applying her ILR, wondering if that could effect in making decision, Further she has changed her name too with new passport with different surname.

Please advice.

[UKBA HUNTER]

Why your friend does not ask herself . Seems like a fraudulent activity

[Amber]

Shouldn't be an issue. She should have contacted national debt line or similar to make a payment offer.

[cheekyvirgin]

Yes she announce herself as bank corrupt and paying little each month, wondering if that relate to her visa status in some how in future ?

Thanks

[Amber]

She's been made bankrupt?

[Tier 4]

Yes she announce herself as bank corrupt and paying little each month, wondering if that relate to her visa status in some how in future ?

Thanks

She should have declare her bankruptcy after her ILR

[cheekyvirgin]

She's been made bankrupt?

Sorry I was meant to write that she spoken to her bank that she can't pay the original monthly installment but would pay little each month.

No doubt her credit history will go worse and stay there for 6 years. She was wondering if that is linked up with UKBA IN ANY case, even her information passed on to the debt collection agency or even she stop paying them.

Please advice

[Amber]

No, the Home Office don't conduct credit checks but CCJs need to be declared.

[cheekyvirgin]

No, the Home Office don't conduct credit checks but CCJs need to be declared.

Hi Amber

Thanks for your reply.


Could you please guide what can she do in case she can not afford payments ? who should she need to speak if bank not willing to agree on something or less payment.

please advice.

thanks

[Amber]

The debt collection agency.

[cheekyvirgin]

The debt collection agency.

any impact on her visa ?