50/50 mortgage on a house, what to do ?

[Rola2]

Hi,

I have a mortgage on a house with my uncle, but I want to bring my wife as dependent to uk, I am on Tier 2 General visa, now I am confused with accommodation requirements. Can I just send 50/50 mortgage document as accomodation proof ? as I cannot do any survey as I donot live there + if I live there house will be over populated.

Please guide.

Thanks you so much.

[Casa]

Your post is confusing. You say you want to show the property as proof of accommodation and then say that you can't live there as the property would be overcrowded.

[Rola2]

Your post is confusing. You say you want to show the property as proof of accommodation and then say that you can't live there as the property would be overcrowded.

Yes, this is because, I have a mortgage with my uncle on property, but I live in a rented room near my work at the moment, the room where I live they cannot provide me tenancy agreement, so I am thinking about showing mortgage document as accommodation proof. if I make any sense now

It's a double room in a three bedroom flat with one room empty, I can bring my wife here but I cannot tenancy agreement because of some reasons.

[Casa]

You can submit the mortgage agreement. As your uncle owns 50% if may be wise to ask him to provide a letter confirming that he has no objection to your wife living in the property with you.

[Frontier Mole]

There is every likelihood that the HO will want a coucil accommodation survey done as you are submitting a document that alludes to the fact that you are sharing a property with othets.
There is by all accounts room but you have not said how many people live in the co-mortgaged house. Remember the assuption will be you live there also.

[Rola2]

There is every likelihood that the HO will want a coucil accommodation survey done as you are submitting a document that alludes to the fact that you are sharing a property with othets.
There is by all accounts room but you have not said how many people live in the co-mortgaged house. Remember the assuption will be you live there also.

So does that means, I shouldn't submit any document to accommodation at all ?

[Casa]

Submit the mortgage agreement + a letter from your uncle. It may help if you have an accommodation survey to show the property won't be overcrowded. The council or an estate agent (for a fee) may do this for you.

[Rola2]

Submit the mortgage agreement + a letter from your uncle. It may help if you have an accommodation survey to show the property won't be overcrowded. The council or an estate agent (for a fee) may do this for you.

Thank you cosa, but problem is there are 3 rooms in house and 5 people living there.

My Uncle his wife and there three children age(16, 14, 6) now council survey will say, there is no more space for me and my partner, so I can't get survey done

I am so confused now.

[Rola2]

There is every likelihood that the HO will want a coucil accommodation survey done as you are submitting a document that alludes to the fact that you are sharing a property with othets.
There is by all accounts room but you have not said how many people live in the co-mortgaged house. Remember the assuption will be you live there also.

What if I don't submit mortgage papers and make a tenancy agreement with my uncle for the property or maybe just a room ? would that going to work.

[Casa]

If you make a tenancy agreement you would still have to show how many people are living in the property. It looks as if you should find other accommodation that would be more suitable for you and your wife.

[Rola2]

If you make a tenancy agreement you would still have to show how many people are living in the property. It looks as if you should find other accommodation that would be more suitable for you and your wife.

Hi Casa,

I was wrong about number of rooms, They have 3 rooms and a large living room, I was this guide,

https://www.gov.uk/government/publicati ... ion-maa--2

It says that,

"Account is taken only of rooms with a floor area larger than 50 square feet and rooms of a type used either as a living room or bedroom."

So this means they have 4 rooms including living room.

Now I am not sure what documents I need to attach to attach with my application.

Thank you soooo much.

[Rola2]

If you make a tenancy agreement you would still have to show how many people are living in the property. It looks as if you should find other accommodation that would be more suitable for you and your wife.

Please pleaseeeeeeeee guide, i am sooooo confused now

[Amber]

See also, http://www.immigrationboards.com/immigr ... t6227.html

[Rola2]

See also, http://www.immigrationboards.com/immigr ... t6227.html

Hi Amber,

Thanks a lot for the reply.

I already read the article, Based on the article it seems like I would be alright e.g. using living room as a bedroom, however I am still confused if tier 2 must has to prove accommodation is available.

I am going to attach a bank statement of £ 15K and also a letter from my uncle stating that he has no obligation for me bringing my wife here.

I hope it all goes well.

[Rola2]

See also, http://www.immigrationboards.com/immigr ... t6227.html

Also the link you sent me seems to be linking to Spouse visa not dependent visa.

Thanks

[Amber]

Sorry I assumed because Casa was commenting it related to a spouse/partner rather than PBS dep.

No accommodation requirement, rather there is a specific maintenance requirement, see https://www.gov.uk/government/uploads/s ... _07-14.pdf