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calculating flr(m) financial requirements

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arii
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calculating flr(m) financial requirements

Post by arii » Thu Jul 31, 2014 7:34 pm

Dear forum users i am desperate for some advice regarding flr(m) financial requirements.

I have made an flr(m) appication and is expecting a refusal since i did not meet the financial requirement last year. Therefore thinking of a new application..

But since we been waiting i have been employed as a nanny for the past 7 months. I was initially appointed on a 15 hours weekly contract then changed to 20 hours/week, the extra hours appear as a separate payments on my bank statement but not on my payslip until May. So far on my payslips I have:

January £550
February £650
March £649
April £695
May £827
June £827
July £912


Now my husband(sponsor) had been working for the same employer since 2011. His gross annual salary as stated in the employment letter is £17 900. However on his last P60 his gross salary was £18 784,82 (that incude overtime hours which is not guranteed by the employer though). My husband is a seasonal worker, his salary during the winter is less than during the summer, variable each month (but that does not count right? Since we have the employment letter that states his annual income. His last 12 payslips :

2013
August £1512
September £1667
October £1619
November £756
December £771

2014
January £1268
February £747
March £820
April £1009
May £1620
June £1533
July £1499

My questions are:
1) how are our incomes counted to determine whether we meet the f.requirement?
2) are we under category A or B?
3) Do I appeal to the refusal with the 2013-2014 P60?
4) is my husband P60 of any use?
5) I feel it might be better to make a fresh application, would my husband last 6 months payslips be considered or would it be the 12 months payslips/employment letter?

Amber
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Re: calculating flr(m) financial requirements

Post by Amber » Thu Jul 31, 2014 11:43 pm

**this forum is not intended to be a substitute for professional advice**
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Rayking
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Re: calculating flr(m) financial requirements

Post by Rayking » Fri Aug 01, 2014 1:24 am

1. With info provided, you're in nonsalaried employment,financial requirement will be met by adding your income in the last 6 month prior to your application. With what is provided,total in the last 6 month is about 7000 plus if you multiply that by 2 financial requirement wouldn't have been met.
The overtime stated needs to show in your pay slips and bank statements mule part of the requirement.
2.it's will be cat A because he's with the same employer.
3. I'm afraid appeal might not work has the court case been decided and 18600 financial requirement has come to stay for now.
4.P60 might be submitted but what's more important is his income in the last 6 months and as stated by his employer in the letter he's required to provide with the application.
5. 6 months pay slips would be good enough provided you meet the financial requirement.

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Re: calculating flr(m) financial requirements

Post by Amber » Fri Aug 01, 2014 5:02 am

It may be more appropriate to apply under Cat B, variable income, especially for the 12 month + employment.
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SoHopeful
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Re: calculating flr(m) financial requirements

Post by SoHopeful » Fri Aug 01, 2014 9:45 am

What category DID you apply under?
You must have completed the appendix 2 form so which category did you select?

gulb
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Re: calculating flr(m) financial requirements

Post by gulb » Thu Aug 07, 2014 4:58 am

dear user i am applying for my wife for flr(m) in October(5th) in CAT A category. i started work on 1st April . my monthly wages is £1600 but in May i got wages of £1500 per month. i dont have p60 as well. my question is did i fulfill the income requirement for CAT A (working for same employer for 6 months). thanks

joshboy
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Re: calculating flr(m) financial requirements

Post by joshboy » Thu Aug 07, 2014 9:57 am

gulb wrote:dear user i am applying for my wife for flr(m) in October(5th) in CAT A category. i started work on 1st April . my monthly wages is £1600 but in May i got wages of £1500 per month. i dont have p60 as well. my question is did i fulfill the income requirement for CAT A (working for same employer for 6 months). thanks
Are your wages of £1600 & £1500 before or after Tax and NI contributions?

If they're before, i.e gross then using the six month (CAT A) you'll be below the £18,600 threshold, as they take into account the lowest monthly wage. £1500 x 6 = £18,000.

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Re: calculating flr(m) financial requirements

Post by joshboy » Thu Aug 07, 2014 9:58 am

joshboy wrote:
gulb wrote:dear user i am applying for my wife for flr(m) in October(5th) in CAT A category. i started work on 1st April . my monthly wages is £1600 but in May i got wages of £1500 per month. i dont have p60 as well. my question is did i fulfill the income requirement for CAT A (working for same employer for 6 months). thanks
Are your wages of £1600 & £1500 before or after Tax and NI contributions?

If they're before, i.e gross then using the six month (CAT A) you'll be below the £18,600 threshold, as they take into account the lowest monthly wage. £1500 x 6 = £18,000.
Sorry that should be £1500 x 12 = £18,000!!

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Re: calculating flr(m) financial requirements

Post by gulb » Thu Aug 07, 2014 9:38 pm

thanks joshboy... whats the best option for me now...shall i apply for her and wait for the decision or shall i send my wife back home and apply for her in December when my income reaches 18600? ( i dont have p60) ur reply would be highly appreciated

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Re: calculating flr(m) financial requirements

Post by Rayking » Thu Aug 07, 2014 11:04 pm

Is your job salaried employment or non salaried? If it's non salaried then,the calculation above isn't all that right and you might still qualify if you can get at least 1550 till when you gonna apply.
If it's non salaried, it's gonna be your total income in 6 months ×2, or monthly average multiply by 12.so you might still be fortunate.
If you apply knowing you haven't met the financial requirement, I'm afraid to say it's a non negotiable refusal and you don't wanna waste money doing that.
With what you've got you're Ok,provided you can ask for more hours or make sure your income doesn't go beyond 1550 or thereabouts.

gulb
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Re: calculating flr(m) financial requirements

Post by gulb » Thu Aug 07, 2014 11:40 pm

I get monthly paid
April £1600
May £1500
June £1600
July £ 1600
August £1600 and
September vil be £ 1600
My wife visa expires on 7 October
Will I qualify for cat A ?

Rayking
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Re: calculating flr(m) financial requirements

Post by Rayking » Fri Aug 08, 2014 2:12 am

You didn't state if it's salaried or non?
If it's non salaried e.i you're paid hourly,not salary then I can assure you that you qualify.
You've got 1600×5+1500=9500÷6=1583.33×12= 19000
You're fine!
Pls note,your last pay slip and last bank statements must not be more than 28 days b4 application and you need to get specified letter from your employer if you're not aware of this.

gulb
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Re: calculating flr(m) financial requirements

Post by gulb » Fri Aug 08, 2014 6:04 pm

Unfortunately it's salaried! And what kind of letter shall I get from my employer?

Rayking
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Re: calculating flr(m) financial requirements

Post by Rayking » Fri Aug 08, 2014 7:32 pm

If it's salaried, I'm afraid you might not meet the requirement.

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Re: calculating flr(m) financial requirements

Post by gulb » Fri Aug 08, 2014 9:19 pm

Thanks rayking for ur help. My friend told me to apply on flr(o) telling them u cant provide the requirment at the moment and when u fulfill income threshold then send flr(m).my wife visa runs out in October and I would be able to privide 6months payslip in end of November in cat A.
Guys need ur suggestion plz

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Re: calculating flr(m) financial requirements

Post by Amber » Fri Aug 08, 2014 10:35 pm

It would be FLR(FP) not FLR(O).
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kuma100
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Re: calculating flr(m) financial requirements

Post by kuma100 » Sat Aug 09, 2014 8:23 am

HI Amber,

I'm having the same problem as I need 2 more payslips to satisfy my dependent FLR M. But
unfortunately their PBS dependent visa expires before that.

Shall I apply FLR(FP) now and is it possible to change that to FLR (M) while the FLR(FP) is
under process?
or
Do I need to wait until we get FLR (FP) visa to apply FLR(M)?

gulb
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Re: calculating flr(m) financial requirements

Post by gulb » Thu Nov 13, 2014 2:59 am

hi everyone ...just 2 let u kno my wife received her passport and bio matric 2day

documents sent: 6/10/2014
received by HO: 7/10/2014
money taken out from account : 10/10/2014
brp letter received : 22/10/14
finger print given : 27/10/14
passport and brp received: 12/11/14.

thanks everyone for help specially AMBER AND RAYKING

anish2015
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Re: calculating flr(m) financial requirements

Post by anish2015 » Wed Jan 14, 2015 11:43 am

I urgently need help with my flr(m) application. My wife's tier 4 visa ends early next month and we have already booked an appointment with one of the premium service centres. My work is agency based....I worked from January last year to August, and I was without a job since then (September to December, 2014). I have been working for two weeks now, which is paid weekly on per hour basis (presumably non salaried). My previous job in 2014 was a fixed term contract. My pay from Jan to August last year are as follows:

Jan to March...1993(per month)
April.............1987
May..............2004
June.............1995
July..............2148
August...........2183

My income from the current job so far (2 weeks) is £930. Can anyone please give me advice on how to calculate to meet the financial requirement, under which category should i apply? Any information will be greatly appreciated. Thank you!

Rayking
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Re: calculating flr(m) financial requirements

Post by Rayking » Wed Jan 14, 2015 3:11 pm

You need to be in employment for at least 6 months before your application I'm afraid.if your wife is working, you can combine income as well

anish2015
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Re: calculating flr(m) financial requirements

Post by anish2015 » Wed Jan 14, 2015 3:38 pm

Rayking wrote:You need to be in employment for at least 6 months before your application I'm afraid.if your wife is working, you can combine income as well
Thank you Rayking

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