ILR Application - Bank Related Important Query

[mobeenkhan]

Hello Everyone,

I really need your advice, and quick too. Please do help. Well at the moment, I have more than £3000 in my savings account, which is separate to my account where I receive my salary (i.e., the current account). I will be applying for my ILR mid Oct (i.e., Next Month) and the current situation of my account where I receive my Salary every month is, that it is, constantly in Overdraft (something around £2000 overdraft).

I know it's a bit late, but someone told me that it might cause a problem. Wanted to confirm if this can in any way affect their judgement? I always thought that the current account statement is only used to show that I've been paid the salary I've mentioned in my application (counter checking with the payslips attached) and proving that I am working in the UK. Can you please advice on this?

And if it does affect in any way, what if I somehow gather the funds and finish my overdraft right now? Would that be alright?

Please do help? I'll be awaiting your humble replies, Thanks again for reading

Regards

[pelen23]

Hi there

As far as I know using your overdraft should not be a problem , providing you pay your bills , rent ect. without relying on public funds. People do / can barrow money from banks time to time like mortgage ect.

[bhp]

Absolutely no problem. Nothing to worry.

[bazzman]

You have nothing to worry about. What you need to do is to show them the two bank statements, one showing your earnings(salary) and the other showing your savings for 90 days. Infact i have done it that way and it worked without issues. Good luck