If you needed 12 months and you supplied 6 months payslip and bank statements then ECO was right to refuse, unfortunately as you were mentioned it is very unlikely that the decision will be changed in review however it may get overturned in court, that is if you decide to appeal which can take up to 12 months.nasirss wrote:yes there are some other reasons as well. i submitted my 6 months payslips and bank statements whereas the ECO needs 12 months documents. Alhamdulilah all the financial documents r ready including 12 months bank statements.
We did not provide any evidence or the reason of losing the data. we didnt know abt it at all.
mobile companies r giving us only one months call data.we have got ehatsapp viber n skype history frok july to onward.i personally think skipping the rest of the months would ne another issue for an ECo to refuse again.
If you already have your payslips and bank statements needed to meet the income threshold then reapplying would seem a better option, in terms of communication evidence If you have used a lyca sim frequently then you need to ring them and they will atleast give you last 6 months itemised bills. This still wont solve your problem because you will need communication evidence from time when you returned to UK (after marriage) until time of application. However a detailed letter explaining the fact that you lost/changed your phones and unfortunately Skype/whatsapp data is unobtainable, coupled this letter with the 6 months bill I think you should be alright.