I'm trying to not draw any 'bad vibe' to my case but I'm so nervous I feel sick. I will applying in a couple days and I keep reading the refusal posts to see if anything applies to me.
A few points about me.
I came here as a child almost 15 years ago and have had my ILR for almost 14 years.
I've left the country twice. Last time was in 2010 never exceeding 35 days and I was present exactly 5 years when my application will be seen.
I don't have a criminal record.
I was caught doing 32 in 30 zone and was given the option of fine and points or do an AA speed awareness course. I did the course so I have no points.
I've had a CCJ (haven't declared it on the form as it is not on my credit report and was about 9 years ago) Do I need to declare it? This CCJ was issued when I moved and the company didn't have my updated address. I found out about it when I checked my credit report after refused credit.
I have a British child and I'm a company director (company has £5000 start up debt).
What do you guys think of my circumstances above?
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