what type of bank accounts for visa application?

[mookie]

Hi

If anyone could help-I would be grateful.

I recently married-my husband is a student currently completing his ACCA. We are starting to arrange things i.e documentation but I would like clearance on something.

We are due to open a joint account soon however I have heard conflicting advice on this.

We would both like to open a new joint account that we would each pay money into every month. It would be separate to his current and my current account. I know it is quite common to do this anyway but my concerns is that

a) will this be sufficient when it come to making his stay here permanent
b)or do I need to convert my current account into a joint account?

People have told me that its no use if the joint account we set up doesn't have our wages coming in every month and that a separate account where we deposit money in wont be enough.

Can anyone help? I am worried that HO may not think our relationship is genuine enough if we dont have one account where both ofour salaries are paid into.

Any advice much appreciated.

Thanks
Mookie

[topazstar]

I know that the ECO need to see evidence of salary going into bank and things like household utility bills being paid, mortgage and/or rent etc. I would have thought that as long as you can show this for both of you, AND have a joint account too, then this should be fine.
We have just applied for spouse visa and I have account in my name only, but it does show all of the above. We cannot open joint account til my husband is in UK. I know lots of people are in this position when applying for visa.
So I think you will be OK with the accounts running as you suggest.

[katiepig]

We have just got my husbands spouse visa and we provided both our individual bank accounts ( two of mine, as the sponsor, one bill account, one general account where my salary is paid)my husbands account with not much in as not working, and a joint account with some activity, we tended to buy stuff from e bay and had a direct debit coming from there such as the tv/ internet payment just to show use, although it was mainly my activity it showed use as both of us.
The joint account was another bit of evidence for us, showing a life together so why not.
Good luck.