Assalam Alaikum Wa Rahmatullah Wa Barakatuhu brothers and sisters,
I've been a long time reader and received a lot of support and hope from the forum from seeing the applications being processed. However, my wife's visa has today been refused
![Sad :(](./images/smilies/icon_sad.gif)
, and honestly I can't explain to anyone how upset I am.
Timeline:
Application Online: 29 April 2015
Application Mirpur (Biometrics): 29 May 2015
Application received Islamabad: 2 June 2015
Status Update: 27th July, 7 August - Yet to be Processed
Status Update: 12 August 2015 - Processed
Email Received from ISLAMVisaInfo (Application Processed): 18 August 2015 (~8:15am UK Time)
Email Received from ISLAMVisaInfo (IHS Refund/Refusal): 19 August 2015 (~4:30am UK Time)
Email/Text Message received from VFSGlobal to collect passport: 19 August 2015 (~10:50 UK Time)
I immediately called my wife when I received the IHS refund email, as I did not want her to go to the application centre and then find out it was a rejection. Alhamdulillah that I could at least cushion the blow for a her a little, even if it was like getting a concrete slab in my face. She has just now picked up the documents and the refusal is on the basis of financial requirement. So here is a little bit about the finances please excuse if it is a bit of an essay:
I've been with my current employer for 2.5 years, 1 year as an apprentice making £90 a week, then I got a job at £17,980 per year, then I got a 2.2% pay increase to £18376 in January 2015, and then I received an increment in April 2015 taking my pay to £19,048.
So for my application to be successful in May, I needed some sort of savings to make up the deficit of £620, based on the lowest level of pay. So I needed £16,000 + (£620x2.5) = £17,550.
So I submitted it and the refusal was based on the gross pay, because:
1. I bought back some days of annual leave, so they actually add up your gross pay per month (whereas I was under the impression they looked at the total pay at the top in the year). So what they did was add up each month, then multiplied by 2 so it meant that my annual pay was £300 less).
2. They (GD was the initials) take the application from the online date, and I was under the impression it is done from the biometric date, because my bank account only had £14000 in in April, but in May I had around £18000.
3. Letter from employer was dated before 28 days (but my brother's was also, but his wife's Visa got approved).
It looks like I made a huge mistake here, and I wish I had just waited. My family wants me to appeal, but to be honest it looks like a waste of time. I am instead thinking of making a new application in October, as going by the rules above. I don't know if the ECO has looked at incorrectly, or myself.
I pray that everyone gets good decisions for themselves/spouses, and that Allaah holds everyone accountable for their actions.