This page clearly says in begining that 'You don’t need to continue if you’re applying for a visitor visa, or indefinite leave to remain (ILR)'
https://www.immigration-health-surcharg ... ment/start
But in the end it says 'You may be exempt from paying this healthcare surcharge, but you still need an IHS reference number'
So do I need this IHS reference before I apply for ILR?
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