Spouse Visa- Could I apply by myself?

[Dora2015]

or would it be better to do it through an organisation (charge of £420)

Current situation ...I'm a british citizen married to an Indian man. We got married in the first week of november after meeting in August...we're in contact through email and phone...

He's completed his English requirements (Naric)...I still need to do the rest...I'm content I could do it ....but just worried it may get refused.

[85 East]

You can do it yourself, there is no real need for you to employ an agency to do it for you. You will still need to get all the documentation and provide it to an agency. Look through the advice here on the boards (especially the pinned topics at the top), and on the ukba website and get familiar with what is required and as long as you meet the criteria you should be fine!

[Casa]

Are your finances straightforward and can you show annual earnings of £18,600 or have substantial savings to make up any shortfall?

[Dora2015]

Are your finances straightforward and can you show annual earnings of £18,600 or have substantial savings to make up any shortfall?

No Im on a daily rate of £110 for supply teaching and have savings worth £30,000.

[shakoorh]

As long as you've made a total of £18,600 gross in the last 12 months, you should be okay.

[Casa]

As long as you've made a total of £18,600 gross in the last 12 months, you should be okay.

For anyone self-employed qualifying income level is the amount on which HMRC will calculate tax due, i.e the nett figure after business expenses have been deducted
For each £1 you may be short in your earnings, multiply x 2.5 to give the amount of savings required.
Your tax must be up-to-date with HMRC and self-assessment submitted with your application.