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From this reference (quoted below) and personally I think ten years wait is most logical.Solomon79 wrote:Do you think I should wait another 2 years before my credit history gets reset (after 6 yrs since I signed up for IVA)
I read somewhere that after 6 years credit history wipes out all previous bad history and if any organisation searches they wont find anything!
Good luck.Luckily, there are set time frames for how long negative information remains on a credit report. In general, negative information more than seven years old from the date of last activity (ten years for bankruptcies) must be removed from your file.
fwd079 wrote:From this reference (quoted below) and personally I think ten years wait is most logical.Solomon79 wrote:Do you think I should wait another 2 years before my credit history gets reset (after 6 yrs since I signed up for IVA)
I read somewhere that after 6 years credit history wipes out all previous bad history and if any organisation searches they wont find anything!
Good luck.Luckily, there are set time frames for how long negative information remains on a credit report. In general, negative information more than seven years old from the date of last activity (ten years for bankruptcies) must be removed from your file.
I do apologise. It is six year in UK according to this link. However I'd add a year for added security.12years wrote:
That information is for the states not the uk