SPOUSE VISA QUESTION

[sal29]

I just wanted to check a few things, is it 62,000 you need to show in the bank for 6 months for a spouse settlement visa if you use that way and not the wage slips way? Also during this six months is the sponsor allowed to be out of the country with their spouse and come to the U.K. with them if they get the visa? Thanks

[secret.simon]

is it 62,000 you need to show in the bank for 6 months for a spouse settlement visa if you use that way and not the wage slips way?

£62,500 in an instantly accessible account (savings or current/check account) for six months.

[Casa]

...and yes, you're free to be outside of the UK and enter with your spouse if you are relying on savings.

[sal29]

Another question, if you use the 62,500 method do you have to explain how you have that cash or are they not interested?

[Casa]

You need to show the source of the savings in order to prove that this is not a short term loan which will have to be repaid to the lender.

[sal29]

Okay and what if it's a long term loan?

[Casa]

It can be a gift but not a loan, however long the term is.

[sal29]

Is there an official immigration rules website that supports this? I want to look into it further

[Casa]

https://www.gov.uk/government/uploads/s ... t_2015.pdf

Section 7.
The applicant and/or their partner must confirm that the
money, which cannot be borrowed, is under their control and evidence that it has been
held in their bank account for at least the 6 months prior to the date of application.

[Wanderer]

Is there an official immigration rules website that supports this? I want to look into it further

Why? Are you trying to beat the system?

[secret.simon]

Immigration Rules Appendix FM-SE: family members specified evidence

21. When calculating income under paragraphs 13 to 16, the following sources will not be counted:
(a) Loans and credit facilities.
(b) Income-related benefits: Income Support, income-related Employment and Support Allowance, Pension Credit, Housing Benefit, Council Tax Benefit or Support (or any equivalent) and income-based Jobseeker’s Allowance.
(c) The following contributory benefits: contribution-based Jobseeker’s Allowance, contribution-based Employment and Support Allowance and Incapacity Benefit.
(cc) Unemployability Allowance, Allowance for a Lowered Standard of Occupation and Invalidity Allowance under the War Pension Scheme.
(d) Child Benefit.
(e) Working Tax Credit.
(f) Child Tax Credit.
(ff) Universal Credit.
(g) Any other source of income not specified in this appendix.

You'd be surprised what you can find when you use Google.

[sal29]

Not attempting to beat the system, just weighing my options!

[kankerot]

If the income requirement is £18,600 then surely this means if you cannot meet it you should think about whether you can support your partner adequately rather than think about gaming the system.

The savings requirement can easily be a tactic to see where the money came from, perhaps non declared income etc.

[sal29]

It can be a gift but not a loan, however long the term is.

So I'd have to show the bank statements of the person gifting it to me so they can see it was a gift?

[Casa]

Bank statements won't prove the funds have been gifted and not loaned. Whoever gives the funds will have to provide a written statement that the funds are a gift and re-payment is not required. Funds gifted as a wedding present are an example. A letter from the holder of the account (sponsor or applicant) where the funds are held will have to submit a letter confirming the source.