Post
by JR » Thu Jan 03, 2008 9:14 pm
Jamadar,
Co-incidentally, I asked them pretty much the same question as yourself recently, being in largely the same situation as yourself (living with parents, few documents in joint names due to no utility bills) and the person who replied to me didn’t seem to think it was a problem at all.
While most of the email reiterated the stuff in the SET(M) form (also saying that we should include a letter from my parents confirming living arrangements in lieu of a mortgage / tenancy agreement), it finished advising to ‘include as much documentary evidence as possible’.
Our current thought is send every document we have in our joint names (mainly bank statements, a couple of insurance policies and social club letters, somewhere between 6 – 8 in all) and also include one individually-addressed document each for each month over the preceding two years. While this will result in us sending far more than the 20 specified in the SET(M) form, we feel it will let them pick the 20 documents they feel are best and (hopefully) not need to ask us to send more.