Bank account

[ruslan]

I read on this forum that there could be some difficulties in opening a bank account. I go to UK under HSMP. I’m wondering, why you need a bank account. Is not the employer who will open a bank account? In my country, the employer is the person who opens a bank account. As I understand, in UK, when you find a job you need to supply your bank account to your employer. The employer doesn’t open a bank account for you, is that right?

Thanks

[Wanderer]

I read on this forum that there could be some difficulties in opening a bank account. I go to UK under HSMP. I’m wondering, why you need a bank account. Is not the employer who will open a bank account? In my country, the employer is the person who opens a bank account. As I understand, in UK, when you find a job you need to supply your bank account to your employer. The employer doesn’t open a bank account for you, is that right?

Thanks

That's right.

[goldfish]

You have to open your own bank account. The employer won't do it. It is difficult to get a job or rent a property without a bank account.

[avjones]

Your bank account and opening it is indeed your issue.

It's very difficult to live in the UK as an adult without one.

[Dawie]

I read on this forum that there could be some difficulties in opening a bank account. I go to UK under HSMP. I’m wondering, why you need a bank account. Is not the employer who will open a bank account? In my country, the employer is the person who opens a bank account. As I understand, in UK, when you find a job you need to supply your bank account to your employer. The employer doesn’t open a bank account for you, is that right?

Thanks

What country is that? How can an employer open a bank account for YOU? That's crazy.

Anyway, in the UK people don't like other people opening bank accounts on their behalf, that's usually defined as fraud over here!

[ruslan]

Thanks to all for the answers.

Dawie, that country is Republic of Moldova. Perhaps it’s hard to believe, but it is a European country. It is not mandatory in Moldova to have a bank account. Actually, a lot of people don’t have any. The cache moneys are used for shopping, paying bills, etc.
Usually, when you start working for a company, the employer opens for you a bank account. Actually, it is a card account where your salary is paid. If you change your employer, the new employer opens a new bank account for you

[VictoriaS]

It's not mandatory in the UK to have abank account either!

Lots of banks have introduced account for new immigrants - Lloyds, HSBC, Barclays to name a few. It shouldn't be that hard.

Victoria

[vin123]

In UK, your first bank account opening is considered to be high barrier to jump due to various money laundering and fraud prevention checks, measures in place.

It would be easy if:

a) You have an employment and employers letter of authorisation and request, preferably addressed to their own bank where their accounts are held. Or,

b) For a student, taking part time employment letter approved via their university/department admin desk.

[tinux]

Anyone can open a basic account including bankrupts. however it helps if one has 2 proves of addresses

[zee_aziz]

I read on this forum that there could be some difficulties in opening a bank account. I go to UK under HSMP. I’m wondering, why you need a bank account. Is not the employer who will open a bank account? In my country, the employer is the person who opens a bank account. As I understand, in UK, when you find a job you need to supply your bank account to your employer. The employer doesn’t open a bank account for you, is that right?

Thanks

Nowadays a prepaid Debit Card is available from any papershop(news agent) worth 10 pounds...You could use this account number as it is widely acceptable by employers and retailers...otherwise why not apply to get a Provisional Driving Licence from DVLA and once u got this...u could have a Bank A/c in Halifax.
Give someone else Bank a/c to ur employer and in the mean time Also ask ur employer to give u a letter for opening a Bank a/c with ur current Uk address, Full name and DOB on. IN OTHER BANK....u have to pretend as if that OTHER bank is not allowing u to have an a/c until u get a said letter.
good luk

[amzad]

this has been said in other threads, but hsbc will open an account for anyone as long as they have proof of address from their home country. so if youre from moldova, you can show them a moldovan utility bill, or bank statement. they will charge you 6 quid a month for the account. your other alternative is, as someone said before, a prepaid debit card. heres a link that can guide you. http://www.moneysupermarket.com/cards/p ... guide1.asp