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Thanks Buddy,ashishashah wrote:Ajay,
I am in the same boat as u are...HO keeps moving the goal post...First it was new HMP in Nov -06, then new PR rules ,now new Tier 1 rules...OOOPS i foogot new 750 GBP fees for extension..
Belive you me, if you are highly skilled (which i belive we all are as we have proved as per points), get out of this country..You will be appreiated some where else ...If you stay here, you will pay max Tax,NI etc but you wont get any thing..I was waiting for PR, but it seems like a distant dream now...So now you know what to do..
My motto is :NEVER fall in love with you employer/company ,|bocz you never know when your employer will stop loving to you!!!!
Now i have changed it to :NEVER fall in love with you employer/company AND alien country ,|bocz you never know when your employer AND alien Country will stop loving to you!!!!
thanks Vinay. I've already read that post.vinay shanthi wrote:see thread http://www.immigrationboards.com/viewtopic.php?t=24154
see if the suggestions of cash mini isas help u. if you have been in the uk for a while hope you would have made this tax saving investment. this might save your neck now.
Thanks Vinay.vinay shanthi wrote:other types of accounts are also personal accounts. nowhere have they said it needs to be a current account etc. so you can club accounts as long as the money is yours and readily accessible.
about ur wifes account. its my understanding that u can use it to show her maintenence requirement of £533 and not for your requirements. how ever if it is a joint account then you can use it too.
is the paypal account money instantly accessible via your bank etc or by other means
dont know about foreign accounts and internet portals. if the foreign account comes with an international debit card, then that should count as an instantly accessible account as well. same goes for the internet portals if they are clubbed to some debit facility etc. even if u dont have a debit card for your foreign account, you can still get one for the same before you apply for the renewal and show debit card approval letter or letter from foreign bank mentioning debit card is instantly accessible in uk and that has required funds as per wording required by BIA.
best of luck
well u certainly are in the right forum.Ajay Kumar Singh wrote:Thanks Vinay.
All accounts are current and fund is always available just few key taps and mouse clicks away. I've debit cards/ATM cards to withdraw fund.
Shall I say I see some light?
P.S. I'm on right forum, I can't miss that
see link http://www.immigrationboards.com/viewtopic.php?t=24154mmmsa5 wrote:Instantly available funds?
Does the BIA guidance specifically mention that above term.
If so, what about conventional foreign currency accounts overseas without the debit card facility (with like cheque books and demand drafts etc)? Are they not acceptable?
also i remember someone else saying in one of the thread on this forum mentioning about fixed deposits not being acceptable as not accessible instantly.As written in my earlier post, HO person told me that a proof must be shown that we have 'instant access' to any such balance shown
Well the whole idea of Instant accessibility to fund is coming from the reference to the term availability of Fund itself. Basically they would like to see that you always had the access to 800 quid at any given point of time and all the time so in case you are dying with hunger you wouldn't knock Home Secretary's door in the middle of night.mmmsa5 wrote:Instantly available funds?
Does the BIA guidance specifically mention that above term.
If so, what about conventional foreign currency accounts overseas without the debit card facility (with like cheque books and demand drafts etc)? Are they not acceptable?
Yes it didn't say that bank must be in UK.vinay shanthi wrote:You must send one or a combination of the following:
personal bank or building society statements covering a period of three months;
building society passbook or passbooks covering a period of three months;
letter from your bank confirming the level of funds in your bank account and that they have been held in that account for at least three months;
letter from a financial institution regulated by the Financial Services Authority confirming funds.
This evidence must be an original document, on the official headed paper or stationery of the organisation and bearing the official stamp of that organisation. It must have been issued by an authorised official of that organisation
The personal bank or building society statements should clearly show:
your name;
the account number;
the date of the statement;
the financial institution's name and logo;
transactions covering a three-month period;
that there are sufficient funds present in the account on a regular basis that meet our minimum level of maintenance (funds) requirement; and
the receipt of funds along with regular withdrawals from the account.
Internet statements are acceptable provided they have the above information.
http://www.bia.homeoffice.gov.uk/workin ... intenance/
it doesnt say FSA compulsory, so i guess any bank ok. whether it means outside uk ok, who knows.
Appendix E - Immigration rules contradict with point 4 above.I spoke to HO yesterday.
The following things are accepted as proof
1. multiple overseas bank accounts ( there was no mention of easy accessibilty / debit cards etc)
2. Fixed deposits ( which can be withdrawn at any time)
3. Spouse bank account ( to show 533 GBP for spouse as dependant )
4. For children the money should either be held in the main applicants name or a joint account ( but should have the main applicants name on it )
Hope this helps
Rajkumar Chandran Swansea UK