EC Bank Statement Showing Large Transaction Query

[sudipbagchi]

Hi All,

I will be applying for EC next month & as proof of asset i am showing a bank balance of my salary account with around 8 lakhs (10,000 GBP ) in it.

I have given the same salary account statemnet with my HSMP application for the period of 01/01/2007 to 31/12/2007.

Now There are 2 large transactions of around 1.5 Lakhs Credit into my account one in Jan & one in April.Do i need to show the proof for the same or can i ignore it as its a old transaction.

For the last 6 months (Oct 2007 to March 2008). There is absolutely no big transaction in my account. As i need to submit the entire HSMP file along with My EC application So i cant take the one year account statement out .

Does the EC officer check all the transactions or he is concerned with only last 6 months transactions only ?

Thanks
Sudip

[sudipbagchi]

MORE THEN 50 VIEWS BUT STILL NO REPLIES ? IS THERE ANYONE WITH SIMILAR EXPERIENCE PLEASE REPLY

[Tibu]

i had to transfer some amount around 1.5Lac to my frd and i have got it back the next day... there was a bluck trnasfer to and fro in my account.
this happened last month... i am planning to apply EC by end of april.....
Please seniors suggest will this create any issues....?????????? i am having a fund of arond 3.8 Lac in my account and will go for an extra loan also......

[sunny9675]

INR 150,000 not a big money


if u talking INR 500,000+ THAN sure if yr per month income is lss than 50000

but if 1% they ask u than u need t reply