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For savings too if the required amount of savings doesn't fall during the last 6 months then no issue with your outgoings.farhantahir786 wrote: ↑Fri Mar 22, 2019 8:21 pmWas thinking of meeting via employment but i might just use savings as its a lot easier and less time restrictive (can get bank statements any time).
As a precaution a person should keep it 25/26 days than 28 days (if he/she can) to avoid any possibility of miscalculation by caseworker.farhantahir786 wrote: ↑Wed Aug 14, 2019 10:11 amHi There
i read the guidance and it says 'Personal bank statements showing that at least the level of cash savings relied upon in the application has been held in an account(s) in the names of the person and their partner jointly throughout the period of 6 months prior to the date of application.'
But it also says: 'Where Appendix FM-SE requires the applicant to provide specified evidence relating to a
period which ends with the date of application, that evidence must be dated no earlier than 28 days before the date of application.'
So I would assume I dont need it until the actual date of application. But i saw a post on a FB group where it said that (on a refusal letter): 'The date of your application was 30/11/2018. Therefore the relevant 6 month period you need to evidence cash saving is 30/05/2018 to 30/11/2018.' Does this mean the HO look at the IMMEDIATE 6 months before an application is made? Or is it safe to assume the 28-day rule works? For example, if I was to apply on 02 December, I can use bank statements from 16 May to 15 November (RBS print bank statements early...) or should I get a transaction statement right up to 02 December?
Thanks
Farhan