hello,
Sorry I couldn't reply sooner as I was out of country.
Below are the reasons for refusal -
REASONS FOR REFUSAL You have applied for a visa to visit the UK.
In deciding whether you meet the requirements of Appendix V: of the Immigration Rules for visitors (htt•s://www ov.uk/• uidance/immi ration-rules/immi•ration-rules-a ..endix-v-visitor-rules), I have considered: . your application and any additional relevant information you have provided with it • your immigration history • Exchange Rate as of 07/08/2019: £1= INR 86.22 (
https://vvww1manda.corn)
The decision I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph V4.2 of Appendix V of the Immigration Rules because:
• You state that you plan to travel to the UK with your wife for a period 3 months to visit family and visit tourist attractions. You further state that you are a self-employed in engineering and contracting and that you will be meeting the cost of your travel personally. 1 have considered your application carefully from the information provided in your visa application form and any documents submitted in support of your application.
• You state that you intend to visit the UK for a period of 3 months and that you will stay with your brother-in-law and sister. You further state that you plan to visit popular tourist attractions in the UK. Whilst I recognise the importance of visiting family, you have not clarified your plans for the entirety of your stay. Given that you have stated that you are a self-employed contractor and that you have not specified how you will continue your work from the UK, I am not satisfied that you have provided a genuine account of your intentions to visit the UK.
• You state that as a self-employed engineer and contractor you earn an annual income of INR XXXX (£ XXXX) and that you have no other sources of income or savings. In support of this you have provided a personal income tax return that reports your annual income as INR XXXX (£XXX), which is only sixty three percent of the income you state on your visa application form and I note that you have not provided any information that addresses this discrepancy. I am therefore not satisfied that you have provided an accurate account of your personal circumstances here in India.
• To demonstrate your ability to meet the cost of your travel you have provided a bank statement from xxxx Bank for account ending in xxx. I note that this statement covers a period of 3 1/2 months and in this account there have been deposits equalling to INR xxxx (£xxxx). Given that this amount is three times you confirmed annual income and that you have not provided any information surrounding the origin of these deposits, I am not satisfied that you have provided a full account of your financial circumstances and I am therefore not satisfied that you have reliably demonstrated your ability to meet your cost of travel.
• I have considered the evidence and information submitted in your application; and on the balance of probabilities I am not satisfied that you have accurately presented your circumstances or intentions in wishing to enter the United Kingdom. This means that I am not satisfied that you are genuinely seeking entry as a visitor or that you intend to Sca tha rited Kingdom at the end of your proposed visit
