Tier 4 Student Earning Rental Income on Property in UK

[freeko12345]

A student I know is studying in UK with a Tier 4 Visa. He has purchased an apartment under a buy to let mortgage, so he cannot live in it. He is presently living is some other student accommodation. He needs to let out this empty UK apartment of his. Under his Tier 4 visa status is he allowed to do so?? Will it be considered as Self Employed income or business earnings?

[sah10406]

Will it be considered as Self Employed income or business earnings?

Deriving income from a buy-to-let property is not listed in the Tier 4 policy guidance as a "business activity" but the list is not exhaustive, and it does seem likely to be seen as a business activity.

Separately, and not an immigration matter, it would also be liable for income tax. See https://www.gov.uk/renting-out-a-property/paying-tax

[freeko12345]

Thanks. Many solicitors seem to say it’s not a problem. But I can’t really find any documentation on it to prove the same

[sah10406]

Many solicitors seem to say it’s not a problem.

I suppose it may depend whether you are deriving an income from it. That seems to be the whole point of a buy-to-let property, hence it appears to be a "business activity".

[freeko12345]

Rent from a personal property is not a business income unless you involved in a business of properties to rent.
This is what I got from another expert

[sah10406]

The prohibition is on "business activity" not on "business income".

I don't recommend you take on the role of informal visa adviser to this student. You really need to leave it to him to this sort out for himself.

[freeko12345]

Student = My Son

[alex132]

can a Tier 4 visa use the Help to Buy ISA to purchase a house in UK?

[sah10406]

can a Tier 4 visa use the Help to Buy ISA to purchase a house in UK?

That's up to the lender, but that scheme closed to new applicants on 30 November 2019 anyway.

https://www.helptobuy.gov.uk/help-to-bu ... s-it-work/

[alex132]

I already have Helpt to buy ISA, but i am holding Tier 4 visa.
Can I use the government bonus?

[sah10406]

Can I use the government bonus?

You need to check the features, terms and conditions with the lender. It is not an immigration matter.