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Hi,Aleena_wasiq1 wrote: ↑Mon Mar 02, 2020 5:23 pmHi,
The visa was refused because she doesn’t have enough social ties.
She is not married and doesn’t have any kids, but my parents are dependant on her as she is their only above 18 working child in Pakistan.
Thanks,
Aleena
Who told you that or where have you read that. Credit score never falls if you keep on applying credit and also is never affected even if you get denial.Zerubbabel wrote: ↑Mon Mar 02, 2020 9:39 pmVisitor visas are like credit applications.
The more you apply, the more desperate you sound and your credit score drops.
Ignore his/her advice. Ring/write to experian/Equifax and ask same.Zerubbabel wrote: ↑Tue Mar 03, 2020 5:35 amMy banker Ask yours.
As you keep applying for credit, this causes searches on your credit file. Too many searches over a period of time, means the person is applying everywhere without getting anything. Lenders don't like this pattern.
THO wrote: ↑Tue Mar 03, 2020 10:08 amHow can you be so arrogant Seagul? You are totally wrong about credit score, applying for credit increases has a negative effect on your score, fact.
Often your advice is very poor and you give it in such a way that you are some sort of expert, and then when you are corrected, you try to explain that you are right. You have been called up before a number of times by people you gave bad advice to.
https://www.experian.com/blogs/ask-expe ... rt-credit/Dear Experian,
Do credit card inquiries hurt you long-term? If I apply for credit and am denied, how many points will my score drop?
Dear PYL,
It's true that inquiries can have an effect on your credit scores, but in most cases the effect of applying for credit cards is minimal, and any effect they do have is temporary.
An inquiry is simply a record that your credit report has been accessed. Your credit report will show an inquiry when you apply for credit after the lender reviews your report. Experian will not know whether you are approved or declined, so being denied credit will not affect your credit scores.
I personally know so many in similar circumstances who never ever had any issue. You can cross check from Equifax and other leading credit search companies who will confirm same despite many people even the bankers have different theory about credit scoring. I m off now as its taking out the thread from its real subject but the previous poster given incorrect resemblance between credit score & visit visa application.THO wrote: ↑Tue Mar 03, 2020 10:31 amSeagul, I work in that industry for a very big credit rating company, so I know of what i am speaking. You apply for too many cards, and bank loans and you will end up with a poor credit rating, fact. Try it, and when you start to get turned down, it will happen a lot. And how many ads do you hear where the bank says they will pre-approve your loan before they apply for a credit reference so your score is not hit?
But the info you sent actually backs up the point you are trying to disprove.