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That's still possible until 31.12.2020 (end of transition period) - if your husband is a British citizen by then you can apply immediately for naturalisation.
You could do that also and it is a simpler application - visa free travel to EU will end anyway by the end of the year.2) apply directly to settled status (but maybe lose right to travel visa free to EU)
If you have PR or Settled Status and your husband is British you can apply immediately per 2).3) or do I need to apply for a permanent RC today and then apply for settled status in Jan 2021 and wait until Jan 2022 to apply for british citizenship;
4) otherwise once my husband acquires his British citizenship (should be this month) and I get my permanent residency, then I don’t need to wait for one more year to apply for British citizenship (since my husband would be british).
You get a physical document and it only costs GBP 65. Not free, but not a fortune either.
You are correct, that was a wise move and a valid reason.
Yes. Both routes anre independent and not mutually exclusive. As long as you qualify you can apply. Mind the timing though.
I don't think anyone knows this. It is not clear if you can even apply in December 2020, as there is no information regarding a potential cut-off date to apply. I imagine this will be towards the end of 2020 (I imagine somewhere between October and December 2020), but some more clarification from the Home Office would be very welcome. The cutt-off date might well be Dec 31st for all we know, but... no there is no publicly available information as far as I can tell.
I imagine the procedure would be inline with other routes that have gone defunct: They will set up a cut off date, reject any application submitted after that date, then process any pending applications submitted before that date, regardless of the actual outcome date of the application.Will they reject all pending applications on 31-Dec-20 ? Or issue EEA-PR BRC as long application date is before 31-Dec-20 ?
Correct.Obviously it would be invalid for travel if issued after 1-Jan-21, but can be useful for Citizenship application.