- FAQ
- Login
- Register
- Call Workpermit.com for a paid service +44 (0)344-991-9222
ESC
Welcome to immigrationboards.com!
Moderators: Casa, Amber, archigabe, batleykhan, ca.funke, ChetanOjha, EUsmileWEallsmile, JAJ, John, Obie, push, geriatrix, vinny, CR001, zimba, meself2, Administrator
pyke wrote:My EC has been refused and I would really appreciate some advice on what went wrong and how to proceed.
The reason cited was that I did not meet the Maintenance requirements. I have in fact, maintained the required balance for more than four months immediately preceeding it. I submitted a letter from my bank stating that the balance 'has been above xxx and maintained for the past four months' along with copies of my bank book for the period showing regular deposits and withdrawals throughout the period.
The reason for refusal was that based on the letter from the bank, the case officer was 'unable to determine if there has been any activity on the account' and was not satisfied that the letter states that 'the balance on the account has always been at least the equivalent of GBP2800.'
The letter from the bank may not have stated that there was regular activity on the account but doesn't the copies of my bank book show that? Or is that not taken into account? It was submitted as additional evidence but not mentioned by the case officer.
What exactly should the letter from the bank state then? That there was regular activity on the account and the balance was at least that amount every single day for that period?
How can I proceed? Is a favourable decision from an Administrative Review likely? Would it be better to submit a new application for EC?
Please advise. It would also be help others avoid the same mistakes. Thanks!
According to the Tier 1 policy guidance - a letter from the bank on the bank letter head and logo is sufficient evidence - I have provided an extract from the policy guidance documentsushdmehta wrote:What do you mean by bank book? And what do you mean when you say letter from bank was primary evidence and "copy" of bank book as secondary (additional) evidence??
A letter from bank cannot be submitted as independent evidence of maintenance funds!! Bank statements are the only primary evidence and a letter from bank is needed only in special circumstances (e.g. - plain paper bank statements, online printouts etc. etc.).
regards
If the letter didn't address the point highlighted in blue, I would also agree with the CW.that the funds of £2,800 or £800 have been in the bank for at least three months and the balance has always been at least £2,800 or £800, as appropriate
Frend,coolguyIndia wrote: in my case, ECO taken transaction dates instead of the statement period and rejected my application,
newapplicant wrote:Frend,coolguyIndia wrote: in my case, ECO taken transaction dates instead of the statement period and rejected my application,
What do you mean by CW has taken transaction date instead of statement period?
I have provided statements from 15-may to 15-Aug and it always had funds above 1000£ always ( WP -> TIER1 in UK). hope my proof is fine
I'm sorry, the official term used is Savings Account pass book. I submitted copies of it, certified by the bank, as I wanted to use my pass book during the processing period.sushdmehta wrote:What do you mean by bank book? And what do you mean when you say letter from bank was primary evidence and "copy" of bank book as secondary (additional) evidence??
regards
That's true. My mistake, I guess. I should have submitted the original bank book although it was supporting evidence.Satnov wrote: Further all evidences provided should be original - no copies are allowed. No where in the policy guidance it is stated that the letter should state activity. If the above points are covered in the letter - then it is sufficient.
The letter from the bank did not state that explicitly, but did state that a balance of £6000 has been maintained for the past four months. Shouldn't that do?sushdmehta wrote: I think I know where the problem isIf the letter didn't address the point highlighted in blue, I would also agree with the CW.that the funds of £2,800 or £800 have been in the bank for at least three months and the balance has always been at least £2,800 or £800, as appropriate
regards
The policy guidance suggests that merely stating that you had 6000 pounds maintained in the account for last 4 months is not sufficient - what UKBA wants is for the bank to also confirm that the balance did not fall below the min. requirement on any day during the 3 month period.pyke wrote:The letter from the bank did not state that explicitly, but did state that a balance of £6000 has been maintained for the past four months. Shouldn't that do?sushdmehta wrote: I think I know where the problem isIf the letter didn't address the point highlighted in blue, I would also agree with the CW.that the funds of £2,800 or £800 have been in the bank for at least three months and the balance has always been at least £2,800 or £800, as appropriate
regards
Perk_2k1,perk_2k1 wrote:hi pyke,
well the best thing is to put your original passbook alon with the letter from the bank stating that u have maintained these funds for past 3 months in your account plus a very imp thing is that ur passbook must show a transaction within 7 days prior to the date u apply for EC otherwise they will consider you bank account inactive.
thanks perk_2k1. I have gotten a new letter from the bank with the exact phrase, but not before I threatened to close my account. Apparently it's not the bank's policy to issue letters other than their generic letters. Incredibly frustrating.perk_2k1 wrote: well the best thing is to put your original passbook alon with the letter from the bank stating that u have maintained these funds for past 3 months in your account plus a very imp thing is that ur passbook must show a transaction within 7 days prior to the date u apply for EC otherwise they will consider you bank account inactive.
Well, a VFS officer advised me that the last transaction itself should not be more than seven days ago to be on the safe side.hina_France wrote:
I guess, you are wrong. The most recent bank statement should be dated no more than seven days before the EC application is submitted. There is no mention of "transaction date". For instance, you submitted EC application on 12th August, the bank statement should not be dated before 5th August, whereas the last transaction can be of 1-2 august or even of july.
Senior members, please correct me if i am wrong ?
No, and the following explains why!Igot4UK wrote:For Tier 1 : maintenance requirements, I need to show 2800 + 1600 + 1600 = 6000 (2 dependents). I am planning to show these as follows -
Bank Name - Duration - Minimum balance - Proof - Monthly Total
ABC IN - 1 - 30 Jul - GBP 4000 - Bank Statement -
XYZ UK - 1 - 30 Jul - GBP 3500 - Bank Statement - GBP 6000+
ABC IN - 1 - 31 Aug - GBP 4000 - Bank Statement -
XYZ UK - 1 - 31 Aug - GBP 3500 - Bank Statement - GBP 6000+
ABC IN - 1 - 30 Sep - GBP 6000 - Bank Statement - GBP 6000+
Will such a combination of funds in 2 accounts be okay for the criteria to be met?
Please advise.
Dear pyke:pyke wrote:My EC has been refused and I would really appreciate some advice on what went wrong and how to proceed.
The reason cited was that I did not meet the Maintenance requirements. I have in fact, maintained the required balance for more than four months immediately preceeding it. I submitted a letter from my bank stating that the balance 'has been above xxx and maintained for the past four months' along with copies of my bank book for the period showing regular deposits and withdrawals throughout the period.
The reason for refusal was that based on the letter from the bank, the case officer was 'unable to determine if there has been any activity on the account' and was not satisfied that the letter states that 'the balance on the account has always been at least the equivalent of GBP2800.'
The letter from the bank may not have stated that there was regular activity on the account but doesn't the copies of my bank book show that? Or is that not taken into account? It was submitted as additional evidence but not mentioned by the case officer.
What exactly should the letter from the bank state then? That there was regular activity on the account and the balance was at least that amount every single day for that period?
How can I proceed? Is a favourable decision from an Administrative Review likely? Would it be better to submit a new application for EC?
Please advise. It would also be help others avoid the same mistakes. Thanks!