Thanks all for the advice and my apologies for the delayed reply.
As correctly mentioned by JB007, having £62.5k in my father's account will mean his welfare benefits will go for a toss, hence he's not keen on this route.
My father has a settled life in the UK and he has family and friends here so he's not looking to move to USA or any other country. At 74 he will struggle to start afresh.
We have lodged an appeal and will be putting forth our points in relation to exceptional circumstances based on his medical condition i.e. he is unable to re-locate to other country and due to his age he's unable to secure full time employment to satisfy the requirement of £18.6k.
We have medical letters from GP and hospital to corroborate our claim along with strong 3rd party support from my brother. Also, due to Covid he is a high risk to travel anywhere at present.
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