Financial requirement ilr

[Fifisaby]

Good morning to all.
I am applying for ilr set (m) on 5 December 2020, 28 days before the 5th anniversary of my stay. Everything was running smoothly with both me and my husband combined earnings well over 35k.
Since March 2020 things were going down hill but still make over 22k combined. Here comes trouble, I am being made redundant at the end of October meaning exactly 34 days short. Can I still apply without my November payslip and the fact that I won't be in employment on the day of application?
Thank you all

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[Fifisaby]

I am sorry but rez987 is someone i know who is helping me post my case. She logged in to my account, on her phone, to show me how to use this forum. It is not the same case but we both have almost similar circumstances like hundreds around the uk.

[seagul]

Can I still apply without my November payslip and the fact that I won't be in employment on the day of application?
Thank you all

Add the other partner's November payslip instead.

[Fifisaby]

I would like to confirm few things. My gross total since December 2019 up to October 2020 (11 months) is £15060 unsalaried income. Note: I will lose my job at the end of October.
My husband's total income since December 2019 (4x£714) + (5×£571) + September (£578)= £6289. Combined income is £ 21349 + October & November pay and still working.
My question is, would the November without me working causes a problem?

[seagul]

I would like to confirm few things. My gross total since December 2019 up to October 2020 (11 months) is £15060 unsalaried income. Note: I will lose my job at the end of October.
My husband's total income since December 2019 (4x£714) + (5×£571) + September (£578)= £6289. Combined income is £ 21349 + October & November pay and still working.
My question is, would the November without me working causes a problem?

Assuming your partner is working for same employer from at least 6 months, and earning varying wages on each month, if yes then good to go without your November's payslip provided the aggregative income from the very recent 6 months has been at least £9300. Aside this, owlishly don't forget to take an employer letter before leaving.

[Fifisaby]

If my partner earns £9300 for 6 months I don't need to be working at all nor do I need his November pay slip because £9300x 2 = £18600 is the financial requirement. I wouldn't even come to this forum to ask questions
I am looking for the combination of both salaries without my november pay slip.

[seagul]

If my partner earns £9300 for 6 months I don't need to be working at all nor do I need his November pay slip because £9300x 2 = £18600 is the financial requirement. I wouldn't even come to this forum to ask questions
I am looking for the combination of both salaries without my november pay slip.

provided the aggregative income from the very recent 6 months has been at least £9300

Aggregative = combination (both partner's wages). Hope it clears now.

[Fifisaby]

I am so sorry my english is below par. I thank you so much for your time and help.
It's very clear now. I will relax now without panicking or rushing to find any new job to start on 1st November which is around the corner, considering many businesses are closing down.
Thanks again

[Fifisaby]

If I start work though, wouldn't it mess up the MIR because I would be with the new employer less than six months.

[seagul]

If I start work though, wouldn't it mess up the MIR because I would be with the new employer less than six months.

No as you can switch into another congenial category (category B)

[Fifisaby]

I am sorry I did not get it.
Do you mean that I will be in category B if i work for a new employer?
I understand that A and B should not be combined.

[seagul]

Do you mean that I will be in category B if i work for a new employer?

Correct

I understand that A and B should not be combined.

Correct

[Fifisaby]

Thanks.
I am happy I won't look for a new job than.
I know I am satisfied with your explanation and we both know the combined income is enough but do you think my partner's salary of 750 in November won't cause a problem knowing i will be unemployed in November?

[seagul]

Thanks.
I am happy I won't look for a new job than.
I know I am satisfied with your explanation and we both know the combined income is enough but do you think my partner's salary of 750 in November won't cause a problem knowing i will be unemployed in November?

Assuming your partner is working for same employer from at least 6 months, and earning varying wages on each month, if yes then good to go without your November's payslip provided the aggregative income from the very recent 6 months has been at least £9300. Aside this, owlishly don't forget to take an employer letter before leaving.

If above will be the case, then hopefully there shouldn't be any issue, but ideally you should not entrench with slackness rather should be proactive in finding a new job and/or your partner should start doing overtime too.

[vinny]

They may disregard previous income, if you are unemployed.

[seagul]

Of course, in case of encyclopedic employment checks by liaising with the previous employer that gambit might not succeed due to not being straightforward. Also, a mere announcement of redundancy isn't an end of world rather can be prolonged/avoided through the involvement of trade union/informal negotiation (as happening a lot) which might stretch this time period of employment as well.

[Fifisaby]

Seagul said just add partner's November pay slip and vinny said :They may disregard previous income, if you are unemployed. I am confused.
Again I will be unemployed in November and my partner will earn only 750 that month but our agreggative income for previous 6 months do meet MIR. Anyone please?
Thank you

[seagul]

Can't you apply on one day before of being redundant which natchly will be little earlier but still the decision will most likely be made on/after your qualifying period. By this way, on the date of application, you will be employed whilst be covered by section 3c, and be benefitted from the discretion where you need to be qualified on the date of decision.

[Fifisaby]

I think it's good news according to my understanding. Still worried though. My employer could keep me on the payroll for November and December but with zero pay because furlough is ending 31st October and they are not on the new job support scheme, therefore my November pay slip would be zero. According to my calculations above, My gross total since December 2019 up to October 2020 (11 months) is £15060 unsalaried income.
My husband's total income since December 2019 (4x£714) + (5×£571) + September (£578)= £6289. Combined income is £ 21349 + husband's October & November pay and still working.
My question ? Do you think this should be fine as long as I am employed the day of submitting the application (1st December. And am I in category A?

[seagul]

I think it's good news according to my understanding. Still worried though. My employer could keep me on the payroll for November and December but with zero pay because furlough is ending 31st October and they are not on the new job support scheme, therefore my November pay slip would be zero.

That is why I told you earlier that a mere redundancy announcement is not an end of world rather on requesting them by yourself/union/they get compelled themselves to keep you employed at least on day of application, then the criteria can still be met

My question ? Do you think this should be fine as long as I am employed the day of submitting the application (1st December. And am I in category A?

Yes same said at earlier.

[Fifisaby]

Thanks a lot seagul.
I am applying on the 5 December not 1st. But I will be on the payroll for the December anyway. But what do you mean ""at least on the day of application"" do you mean if they find out i finished work at the time of deciding my case, I will be in trouble?

[seagul]

Thanks a lot seagul.
I am applying on the 5 December not 1st. But I will be on the payroll for the December anyway. But what do you mean ""at least on the day of application"" do you mean if they find out i finished work at the time of deciding my case, I will be in trouble?

Means if you will be employed on the date of application, then your income will be considered which could otherwise (if not employed) be disparaged. Noteworthily, even if afterwards you would no longer be employed but still would be in a strongly shielded position to argue that you have met the requirements in accordance of the official guidance, as per which the income & circumstances till the date of application are mattered.

[Fifisaby]

Thanks so much for your help and time.
I will update you with the outcome. Just before I go. it should be fine if I start a new job after submitting the application shouldn't it, even if they find out?

[seagul]

Thanks so much for your help and time.
I will update you with the outcome. Just before I go. it should be fine if I start a new job after submitting the application shouldn't it, even if they find out?

Hopefully wouldn't be any issue. However, as in belt & braces, I will add a covering letter spotlighting the job precarity on/after December while applying, so that the UKVI caseworker know that from the very outset.