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1. £62500 of cash savings alone can meet the financial threshold assuming no extra dependants are applying. Also, really have no idea whether such large savings would be impactful over the eligibility for carer allowance.Becks149 wrote: ↑Sun Dec 06, 2020 10:16 pmHello all,
I have applied for a spouse visa for my husband.
I have £62,500 as savings and I am receiving Carers Allowance. I have a number of questions and would be grateful if anyone can help?
1. Can anyone advice me if this combination has any chances of success?
2. Does everyone receive a call from HO for an interview or are applicants selected randomly?
3. Has Covid delayed the immigration process or is the waiting period the same?
4. Can the HO deliberately refuse spouse visa applications due to not wanting people from abroad entering the UK because of Covid?
Thank you.
Thank u for your reply.seagul wrote: ↑Sun Dec 06, 2020 10:25 pm1. £62500 of cash savings alone can meet the financial threshold assuming no extra dependants are applying. Also, really have no idea whether such large savings would be impactful over the eligibility for carer allowance.Becks149 wrote: ↑Sun Dec 06, 2020 10:16 pmHello all,
I have applied for a spouse visa for my husband.
I have £62,500 as savings and I am receiving Carers Allowance. I have a number of questions and would be grateful if anyone can help?
1. Can anyone advice me if this combination has any chances of success?
2. Does everyone receive a call from HO for an interview or are applicants selected randomly?
3. Has Covid delayed the immigration process or is the waiting period the same?
4. Can the HO deliberately refuse spouse visa applications due to not wanting people from abroad entering the UK because of Covid?
Thank you.
2. These happens very seldomly
3. There are mixed experiences but some getting the outcome very rapidly.
4. No but yes by mistakenly.
I am about to apply for a spouse visa. My friends husbands visa has been refused twice so I wanted some information.
If you can fulfill the following criteria and adopt optimism then your outcome would be different than him/her.
Becks149 wrote: ↑Sat Dec 19, 2020 7:05 pmI have two questions. Can someone please help?
My spouse has had previous visas for UAE through a company and he has resigned now. Do I need to disclose this on the spouse visa application form? Do they always check for the applicants previous immigration history? What happens if I don't disclose? Declare it yes as he would be asked in the application form.
Secondly, I am using the savings route. Two family members have gifted me £23,000 and £25,000 respectively. I am unemployed and on carers allowance. Will the caseworker raise questions as to where the remaining £14,600 came from?
Official guidance page page 14
https://assets.publishing.service.gov.u ... gov-uk.pdf
Meeting the financial requirement through ‘adequate
maintenance’
"Where the applicant’s partner is in receipt of any of the following benefits or
allowances in the UK, the applicant will be able to meet the financial requirement at
that application stage by providing evidence of “adequate maintenance” rather than
meeting an income threshold:
• Carer’s Allowance
• Disability Living Allowance
• Severe Disablement Allowance
• Industrial Injuries Disablement Benefit
• Attendance Allowance
• Personal Independence Payment
• Armed Forces Independence Payment or Guaranteed Income Payment under
the Armed Forces Compensation Scheme
• Constant Attendance Allowance, Mobility Supplement or War Disablement
Pension under the War Pensions Scheme
• Police Injury Pension"
If you are receiving carers allowance, you can apply for an exemption from meeting the financial requirement but you must meet adequate maintenance.
See guidance on adequate allowance.
https://assets.publishing.service.gov.u ... gov-uk.pdf
The savings held for 6 months period would count and
23,000 divide by 143 = £160 weekly amount can be added towards adequate maintenance
25,000 divide by 143 = £174 weekly amount can be added towards adequate maintenance
Current rate as of April 2020 https://www.rightsnet.org.uk/resources/ ... me_support
£116.80 per couple each week.
£68.27 per week for each child
£17.60 family premium per week.
Eg. a couple with one child will need 202.67 after deducting rent and council tax.
TODMATT wrote: ↑Sat Dec 19, 2020 8:24 pmBecks149 wrote: ↑Sat Dec 19, 2020 7:05 pmI have two questions. Can someone please help?
My spouse has had previous visas for UAE through a company and he has resigned now. Do I need to disclose this on the spouse visa application form? Do they always check for the applicants previous immigration history? What happens if I don't disclose? Declare it yes as he would be asked in the application form.
Secondly, I am using the savings route. Two family members have gifted me £23,000 and £25,000 respectively. I am unemployed and on carers allowance. Will the caseworker raise questions as to where the remaining £14,600 came from?
Official guidance page page 14
https://assets.publishing.service.gov.u ... gov-uk.pdf
Meeting the financial requirement through ‘adequate
maintenance’
"Where the applicant’s partner is in receipt of any of the following benefits or
allowances in the UK, the applicant will be able to meet the financial requirement at
that application stage by providing evidence of “adequate maintenance” rather than
meeting an income threshold:
• Carer’s Allowance
• Disability Living Allowance
• Severe Disablement Allowance
• Industrial Injuries Disablement Benefit
• Attendance Allowance
• Personal Independence Payment
• Armed Forces Independence Payment or Guaranteed Income Payment under
the Armed Forces Compensation Scheme
• Constant Attendance Allowance, Mobility Supplement or War Disablement
Pension under the War Pensions Scheme
• Police Injury Pension"
If you are receiving carers allowance, you can apply for an exemption from meeting the financial requirement but you must meet adequate maintenance.
See guidance on adequate allowance.
https://assets.publishing.service.gov.u ... gov-uk.pdf
The savings held for 6 months period would count and
23,000 divide by 143 = £160 weekly amount can be added towards adequate maintenance
25,000 divide by 143 = £174 weekly amount can be added towards adequate maintenance
Current rate as of April 2020 https://www.rightsnet.org.uk/resources/ ... me_support
£116.80 per couple each week.
£68.27 per week for each child
£17.60 family premium per week.
Eg. a couple with one child will need 202.67 after deducting rent and council tax.
Thank you for your response.
My family members have clearly declared in a letter that the money is a gift, not a loan.Casa wrote: ↑Sat Dec 19, 2020 8:49 pmThe Entry Clearance Office (ECO) will want to see the following:
1. The source of the £14,600 savings
2. That the savings provided by family members is a gift and not a loan
3. All of the savings have been held in an accessible account for a minimum of 6 months
If you are unemployed, are you subsisting solely on your carers allowance?
Have you read the guidance posted above?Becks149 wrote: ↑Sun Dec 20, 2020 12:41 amMy family members have clearly declared in a letter that the money is a gift, not a loan.Casa wrote: ↑Sat Dec 19, 2020 8:49 pmThe Entry Clearance Office (ECO) will want to see the following:
1. The source of the £14,600 savings
2. That the savings provided by family members is a gift and not a loan
3. All of the savings have been held in an accessible account for a minimum of 6 months
If you are unemployed, are you subsisting solely on your carers allowance?
The money has been kept in the account for more than 6 months.
I am looking for work but no luck yet. I don't understand how adequate maintenance works. If the sponsor is relying on benefits, then how will they support the applicant after the visa. Surely, recourse to public funds is something that the government does not endorse.
For the purpose of my application, I will not be using Carer's Allowance. The reason being that although I was on CA, I had to temporarily stop my benefit due to a temp job.
Are you receiving any means tested benefits like universal credit?
No, I am not receiving UC because I have £62,500 in account.ALKB wrote: ↑Tue Dec 22, 2020 11:52 amAre you receiving any means tested benefits like universal credit?
You can easily apply via savings route as long as the funds have been held for the period of 6 months and also it must not be a loan.Becks149 wrote: ↑Tue Dec 22, 2020 12:48 pmNo, I am not receiving UC because I have £62,500 in account.ALKB wrote: ↑Tue Dec 22, 2020 11:52 amAre you receiving any means tested benefits like universal credit?
Could you clarify which VAF4A are you talking about? You can write a cover letter to address that mistake.Becks149 wrote: ↑Sat Dec 26, 2020 11:12 amMy application has been submitted however while filling out the VAF4A form, by mistake the solicitor ticked 'no' to the question that 'have you travelled outside your country of residence in the last 10 years?'
As mentioned earlier, my spouse was on a residence permit in UAE. He has had 2 permits. Will this be classed as an 'innocent mistake' bcoz when he goes for his biometrics, they will notice the stamps on his passport? Should I still send the photocopies of his permits to the visa office?
I am also confused as to his period of residency in UAE? I have asked but it is still not making sense.
His first visa was issued on the 6.12.17 and expired on the 5.12.19. He mentioned that he visited the UAE for a medical test through his company on the 7.11.17. He was working from 9.11.2017 to 4.12.18.
So was he right to stay in the country before his visa issue date?
His second visa was issued on the 18.12.19 to 17.12.21. He was then working from 21.1.19 to 8.10.20. I don't understand that if the visa was issued on the 18.12.19, how was he working from 21.1.19?
All these entries have been stamped on his passport so am I safe to assume that everything is OK and I am overthinking too much.