See highlighted from above. It appears this is referring to the level or amount of savings I.e. £35,000 as not enough.saurabhp wrote: ↑Wed Jan 06, 2021 1:50 pmAmazonianX wrote: ↑Wed Jan 06, 2021 1:06 pmWhile the guidance states that, the downloaded pdf are acceptable as is so far complying in all respect to what you will normally receive by post.saurabhp wrote: ↑Wed Jan 06, 2021 10:31 amHi, one final question. The guidance for the bank statements in policy guidance is as follows,
Bank statements must be on official bank stationery. Alternatively, electronic bank statements can also be accepted for all bank accounts (the account itself does not have to be exclusively online) as long as they are either accompanied by a letter from the bank on its headed stationery confirming that the documents are authentic or which bear the official stamp of the issuing bank on every page.
We have managed to get the statements stamped in our home country but HSBC in the UK told me that they don’t stamp the statements. I will be uploading the PDFs downloaded from my internet banking ( not a mini statement, it is a proper statement with bank logo etc). Basically exactly the same statement which is sent by post, only difference is it’s pdf and is available online. Is that okay or do I still need to get a letter from the bank?
Thanks.
Many applicants experienced the hassle of getting statements stamped, some tried other bank branches and got it stamped, others uploaded that way and had positive outcome.
Thanks Amazonian, good to know. Previously, when we applied for the visa I had just uploaded pdf statements and ECO didn’t say anything about it. ECO just mentioned financial evidence is not sufficient. This were the exact words,
You have provided evidence of savings held by your sponsor and state that £35,000 is held in savings however this is not sufficient to meet the financial requirements. I therefore refuse your application under paragraph EC- P.1.1(d) of Appendix FM of the Immigration Rules. (E-ECP.3.1)
Do you think because the statements were not stamped or if this was the case the ECO would have clearly mentioned that the evidence is unacceptable? I would think so.
While I do not speak for your particular CW, when there is a refusal, the letter must state the exact criteria or aspect that was not met. This is to ensure that applicant can address this in subsequent application. I have not heard about a refusal due to using online statements that are the exact replica of what you would normally receive by post from the bank.
If this is a concern of yours and to ensuring all boxes are ticked, you may want to try other branch of the bank and explain to them why you need stamped statements (will this work under this pandemic cloud?) Alternatively, You may call the bank to send you printed statements for the period you require.