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Because the guidance only refers to liquid funds such as monies held in current / savings account (and not about funds held in shcemes such as term deposits).george_j wrote: the guideliness as published doesnt say anything about liquidity.
This is the very purpose of the letter from the bank when an applicant is providing evidence of funds in term deposits (FDs) - that the bank confirms immediate availability of the money held in term deposits, and if there is a penalty for breaking the deposit before maturity then the bank must confirm the amount available to the applicant on immediate basis.george_j wrote:My sole cause of disapointment is that the FD i hold is totally liquid, and i can break that without a notice period whatsoever.
sumeets wrote:Hi,
My EC has been rejected due to maintainance funds...the ECO has written that i had provided the statements till the 10/08/08 however i had submitted the statements till the 06/09/08 and my application date is the 08/09/08. The satements ranging from the 10/08/08 till the 06/09/08 were print outs taken from from the bank/branch and stamped/attested accordingly. Is it a possibility that the ECO has overlooked the statements and in the letter it has been mentioned that " the refusal is not on any general grounds".
Should i go for an Admin Review and how likely is it that the decision will be in my favour......also can some one let me know that how long does it take for an Appeal or an Admin Review..................
"Letter from bank confirming a fd in<bank_name> deposited held for past 7yrs, Rs <amount_in_excess_of_2800_equivalent>.However the letter does not indicate whether the fd can be withdrawn as liquid funds at face vvalue and its not clear that the funds are immediately available as requiredapply4hsmp wrote:what does your letter say ? Why exactly have they refused ?
Can you please put the wordings for benefit of all ?
Hi,george_j wrote:Hello All
I had applied for Tier 1 on 18-Aug-08 from Indian and got a rejection letter on 18-Sep-08.
The reason for rejection is that the proof which i had shown for maintainence funds is not adequate to claim 10 points..
I had shown a letter from the bank where i hold a fixed deposit of 4,00,000 INR as proof for maintainence funds. The issue in particular was that the fixed deposit letter doesnt show its liquidity, however the guideliness as published doesnt say anything about liquidity.
Letter from bank confirming funds and that they
have been in the bank for at least three months: The
letter from a bank or building society should show:
• the applicant’s name;
• the account number;
• the date of the letter;
• the fi nancial institution’s name and logo;
• the funds held in the applicant’s account; and
• that the funds of £2,800 or £800 have been in the
bank for at least three months and the balance has
always been at least £2,800 or £800, as appropriate.
My sole cause of disapointment is that the FD i hold is totally liquid, and i can break that without a notice period whatsoever.
Is there anything i can do in such a case. Is it worth applying for Admin review
thanks
George