About ccj

[Ms2020]

Morning all just the quick questions has anyone got refusal of SET (LR) due to ccj

[CULLINAN]

The Home Office grounds for refusal outlines the following guidance for case officers presented with an applicant with a CCJ:

“You must not refuse an application only because a person is in debt, especially if repayments have been made as agreed or if acceptable efforts are being made to pay off accumulated debts. However, where a person deliberately and recklessly builds up debts, and there is no evidence of a serious intention to pay them off, you must refuse under character, conduct, and associations grounds.”

https://assets.publishing.service.gov.u ... 9.0EXT.PDF

The Home Office policy, therefore, is that debt is typically not a reason on its own for refusal. It may add to the case for refusal if you have not disclosed a CCJ currently on the register. If, on the other hand, you have built up a large debt and have not worked out a repayment plan with the person you owe money to, then there is a strong likelihood of refusal of your ILR application based on your character and conduct.

[zimba]

To add some more info here: Debt is mostly a civil issue. ILR is largely unaffected by debt unless you owe the NHS or piled up debt recklessly

[Ms2020]

Thank you both for information

[Ms2020]

Good evening all actually I change my name in 2017 and applied for SET (LR) will they check my both names or only new name because my old name got 1 ccj which I didn’t declared in application please advice me will it effect my application
Thank you in advance

[CULLINAN]

Good evening all actually I change my name in 2017 and applied for SET (LR) will they check my both names or only new name because my old name got 1 ccj which I didn’t declared in application please advice me will it effect my application
Thank you in advance

You are supposed to declare all your previous names in the form.

[Ms2020]

I declared my name but I didn’t declare ccj on old name