Accommodation query - Spouse visa

[hashtxt1]

Hi
This forum has helped me quite a bit, hoping someone has a bit of info about this.
I'm an ILR holder and my wife is in India. I am an IT contractor, I used to work via my limited company but since 22nd March 2021 working via an umbrella due to IR35.
I'm planning to apply for her spouse visa in 1st week of October (so that I can complete 6 months with Umbrella). My hope was to make the application via Category A - Non salaried for financial requirement. Trying to keep it simpler
The application form is currently asking the payslips for last 12 months, instead of 6.

Exact words from the form:
I will provide all of the following documents as evidence:
- Payslips covering any period of salaried employment (current and previous) in the period of 12 months prior to the date of application

But since I was (still is) the director of the ltd company do I need to show CAT F for 6 months prior to the umbrella tenure?

Many Thanks

[TODMATT]

Hi
This forum has helped me quite a bit, hoping someone has a bit of info about this.
I'm an ILR holder and my wife is in India. I am an IT contractor, I used to work via my limited company but since 22nd March 2021 working via an umbrella due to IR35.
I'm planning to apply for her spouse visa in 1st week of October (so that I can complete 6 months with Umbrella). My hope was to make the application via Category A - Non salaried for financial requirement. Trying to keep it simpler
The application form is currently asking the payslips for last 12 months, instead of 6.

Exact words from the form:
I will provide all of the following documents as evidence:
- Payslips covering any period of salaried employment (current and previous) in the period of 12 months prior to the date of application

But since I was (still is) the director of the ltd company do I need to show CAT F for 6 months prior to the umbrella tenure?

Many Thanks

6 months payslips should suffice.

[hashtxt1]

Thanks for your response TODMATT
I think the application is treating me (sponsor) via CAT B instead of CAT A. On the address bar of the website it says: https://visas-immigration.service.gov.u ... EmploymentEvidenceCatB

On the question: Have they been employed by the same employer for the last 6 months prior to the date of application? - YES
What do they earn?
I selected: Not the same amount continuously, above the financial requirement amount

Since my umbrella company pays me variable amount based on the days/hours I work. Does this change anything? or do 6 months payslip is still OK?
Again, apologies if I'm overthinking the whole thing.
Thanks for you help

[TODMATT]

Thanks for your response TODMATT
I think the application is treating me (sponsor) via CAT B instead of CAT A. On the address bar of the website it says: https://visas-immigration.service.gov.u ... EmploymentEvidenceCatB

On the question: Have they been employed by the same employer for the last 6 months prior to the date of application? - YES
What do they earn?
I selected: Not the same amount continuously, above the financial requirement amount

Since my umbrella company pays me variable amount based on the days/hours I work. Does this change anything? or do 6 months payslip is still OK?
Again, apologies if I'm overthinking the whole thing.
Thanks for you help

Even if you are earning a variable income, you can still qualify under CAT A as long as you have been employed for 6 months at least otherwise you can still qualify under CAT B if you can satisfy both of its conditions.

[hashtxt1]

Thank you very much mate

[hashtxt1]

you can still qualify under CAT B if you can satisfy both of its conditions

Hi TODMATT when you said both conditions in my case that would be :
1. Payslips, letter etc from Umbrella company upto 6 months.
2. Payslips from Ltd company. But in this case shouldnt I show evidence according to CAT F for the remaining 6 months??
As it's really my company and an employment letter from my company to myself could be considered in appropriate evidence for CAT B ?

Thanks

[TODMATT]

you can still qualify under CAT B if you can satisfy both of its conditions

Hi TODMATT when you said both conditions in my case that would be :
1. Payslips, letter etc from Umbrella company upto 6 months.
2. Payslips from Ltd company. But in this case shouldnt I show evidence according to CAT F for the remaining 6 months??
As it's really my company and an employment letter from my company to myself could be considered in appropriate evidence for CAT B ?

Thanks

Payslips from current employer which shows first condition of CAT B is met.
Payslips covering the last 12 months which is from previous and current employer added together to equal £18,600.I do not believe employer letter will be required but you must evidenced everything relating to your company if you were previously a directed of a limited company.

[hashtxt1]

Hi I am working on my wife's spouse visa via CAT A Non salaried. I work via an umbrella company and therefore have some discrepancies in my pay. I plan to explain this by adding the text below to the cover letter.

****Meeting Financial requirement. *****
I have been working at ABC Ltd. since 20th March 2021, my job title is IT Professional. I’m meeting the financial requirement as under Category A Non-Salaried employment as I work on an hourly basis. Based on the guidance provided in Appendix-FM-1-7, To calculate the annualised average for non-salaried employment in Category A the following calculation should be used: (Total gross income from employment held throughout the 6-month period, divided by 6) multiplied by 12 = Income from non-salaried employment that can be counted towards the financial requirement

#___Date________Gross Pay___Net Pay
1 | 15/05/2021 | 6,056.47 | 4,739.88
2 | 21/05/2021 | 3,892.93 | 2,559.83
3 | 17/06/2021 | 9,949.40 | 6,525.61
4 | 15/07/2021 | 8,654.16 | 5,623.50
5 | 12/08/2021 | 6,917.54 | 4,616.01
6 | 16/09/2021 | 5,775.92 | 4,104.80
7 | 21/09/2021 | 888.86 | 666.88
8 | 30/09/2021 | 1,105.93 | -1,707.41
9 | 14/10/2021 | 8,654.16 | 3,916.09

Total Gross Pay: 51,895.37

In the table above we have presented my recent 6 month’s salary from my employment at ABC Ltd. In our case, the annualised gross income will be: £51,895.37 / 6 x 12 = £103790.74, which is above the threshold of £18600. For further evidence I have included my recent 6 months’ payslips, 6 months banks statements, as well as a letter from my employer. Please note that I have multiple payslips in some months.

I would like to address the discrepancies in the above table.

• All the payments made by my employer: ABC Ltd. are shown on the bank statements as ‘1 ABC STREET’; This is the first line of address of my employer. This can be verified by going to their webpage: xxxxxx at the bottom of the page. I have attached a letter from my employer along with this cover letter to address all the discrepancies. ***I NEED TO GET THIS LETTER***

• In May 2021, I had 2 payslips with the following amounts:
  #_____Date______Gross Pay___Net Pay
  1 | 15/05/2021 | 6,056.47 | 4,739.88
  2 | 21/05/2021 | 3,892.93 | 2,559.83
  
  The second payment (2) dated on 21-05-2021 was made because I was not paid in the month of April due to an admin issue.

• In September 2021, I have a total of 3 payslips:
  #_____Date______Gross Pay__Net Pay
  6 | 16/09/2021 | 5,775.92 | 4,104.80
  7 | 21/09/2021 | 888.86 | 666.88
  8 | 30/09/2021 | 1,105.93 | -1,707.41
  9 | 14/10/2021 | 8,654.16 | 3,916.09
  
  On Thursday, 16-09-2021 (6) I was paid for the month of September 2021, but I discovered that I was short paid:
  a. For week ending 15-08-2021, I worked for 32 hours but was paid only for 16 hours
  b. For week ending 08-08-2021, I worked for 24 hours but was paid only for 4 hours
  
  When I raised the enquiry with my employer they said that due to some admin issues, they would be able to make the payment for the week ending 15-08-2021 on Tuesday, 21-09-2021 and . make the payment for the week ending 08-08-2021 on Monday, 27-09-2021.
  
  I was paid on 21-09-2021 as promised (7), and the net pay of £666.88 is reflected in the September bank statement. However on Friday, 22-09-2021 there was an issue with the company’s timesheet portal system where I log the hours worked each week. Without information derived from this system, it would not have been possible for them to pay me the correct amount. Since the company knew that it would take a considerable amount of time for the timesheet portal to come back up, they paid an advance on the salary of £2500 into my bank account on 24-09-2021.
  
  As soon as the timesheet portal was back online, they calculated the short paid amount for the week ending 08-08-2021 as Gross pay: £1,105.93 , Net pay: £792.59. Since an advance payment of £2500 was made earlier, this was deducted from my net pay resulting in an apparently negative net pay of -£1,707.41 as shown in payslip (8) dated 30-09-2021. Therefore there is no corresponding bank statement entry for this payslip as it was against an overpaid salary advance. The remaining negative amount, -£1,707.41 was deducted from my latest payslip (9) dated 14-10-2021.

****END OF Meeting Financial requirement.*****

Is there anything else I need to add? any comments or tips?
Thank you very much

[hashtxt1]

Hi All
Firstly, thanks to all the members for making this place incredibly helpful! I have learned a lot from here.
My Mrs is applying for spouse visa from India. I am about to complete my house purchase by end of October (fingers crossed!), this will be our residence on the application form. Could someone please point out what documents are needed to prove accommodation requirement? These are what I have in mind:
- Title Deeds
- Stamp duty receipt
- Mortgage offer letter from bank
Anything else?

Also, The current landlord is a close friend and as I was already in the process of buying the property. I have been staying at this same address for almost a year now as a guest. So all my documents (bank statement, employer's letter etc) have the same address. Is there any explanation I need to give in the cover letter regarding this? Maybe add a letter from the current house owner explaining why I have the same address before I bought the property.
Thanks

[hashtxt1]

Hi All
Firstly, thanks to all the members for making this place incredibly helpful! I have learned a lot from here.
My Mrs is applying for spouse visa from India. I am about to complete my house purchase by end of October (fingers crossed!), this will be our residence on the application form. Could someone please point out what documents are needed to prove accommodation requirement? These are what I have in mind:
- Title Deeds
- Stamp duty receipt
- Mortgage offer letter from bank
Anything else?

Also, The current landlord is a close friend and as I was already in the process of buying the property. I have been staying at this same address for almost a year now as a guest. So all my documents (bank statement, employer's letter etc) have the same address. Is there any explanation I need to give in the cover letter regarding this? Maybe add a letter from the current house owner explaining why I have the same address before I bought the property.
Thanks

[hashtxt1]

Hi I am working on my wife's spouse visa via CAT A Non salaried. I work via an umbrella company and therefore have some discrepancies in my pay. I plan to explain this by adding the text below to the cover letter.

****Meeting Financial requirement. *****
I have been working at ABC Ltd. since 20th March 2021, my job title is IT Professional. I’m meeting the financial requirement as under Category A Non-Salaried employment as I work on an hourly basis. Based on the guidance provided in Appendix-FM-1-7, To calculate the annualised average for non-salaried employment in Category A the following calculation should be used: (Total gross income from employment held throughout the 6-month period, divided by 6) multiplied by 12 = Income from non-salaried employment that can be counted towards the financial requirement

#___Date________Gross Pay___Net Pay
1 | 15/05/2021 | 6,056.47 | 4,739.88
2 | 21/05/2021 | 3,892.93 | 2,559.83
3 | 17/06/2021 | 9,949.40 | 6,525.61
4 | 15/07/2021 | 8,654.16 | 5,623.50
5 | 12/08/2021 | 6,917.54 | 4,616.01
6 | 16/09/2021 | 5,775.92 | 4,104.80
7 | 21/09/2021 | 888.86 | 666.88
8 | 30/09/2021 | 1,105.93 | -1,707.41
9 | 14/10/2021 | 8,654.16 | 3,916.09

Total Gross Pay: 51,895.37

In the table above we have presented my recent 6 month’s salary from my employment at ABC Ltd. In our case, the annualised gross income will be: £51,895.37 / 6 x 12 = £103790.74, which is above the threshold of £18600. For further evidence I have included my recent 6 months’ payslips, 6 months banks statements, as well as a letter from my employer. Please note that I have multiple payslips in some months.

I would like to address the discrepancies in the above table.
All the payments made by my employer: ABC Ltd. are shown on the bank statements as ‘1 ABC STREET’; This is the first line of address of my employer. This can be verified by going to their webpage: xxxxxx at the bottom of the page. I have attached a letter from my employer along with this cover letter to address all the discrepancies. ***I NEED TO GET THIS LETTER***
In May 2021, I had 2 payslips with the following amounts:
#_____Date______Gross Pay___Net Pay
1 | 15/05/2021 | 6,056.47 | 4,739.88
2 | 21/05/2021 | 3,892.93 | 2,559.83

The second payment (2) dated on 21-05-2021 was made because I was not paid in the month of April due to an admin issue.
In September 2021, I have a total of 3 payslips:
#_____Date______Gross Pay__Net Pay
6 | 16/09/2021 | 5,775.92 | 4,104.80
7 | 21/09/2021 | 888.86 | 666.88
8 | 30/09/2021 | 1,105.93 | -1,707.41
9 | 14/10/2021 | 8,654.16 | 3,916.09

On Thursday, 16-09-2021 (6) I was paid for the month of September 2021, but I discovered that I was short paid:
a. For week ending 15-08-2021, I worked for 32 hours but was paid only for 16 hours
b. For week ending 08-08-2021, I worked for 24 hours but was paid only for 4 hours

When I raised the enquiry with my employer they said that due to some admin issues, they would be able to make the payment for the week ending 15-08-2021 on Tuesday, 21-09-2021 and . make the payment for the week ending 08-08-2021 on Monday, 27-09-2021.

I was paid on 21-09-2021 as promised (7), and the net pay of £666.88 is reflected in the September bank statement. However on Friday, 22-09-2021 there was an issue with the company’s timesheet portal system where I log the hours worked each week. Without information derived from this system, it would not have been possible for them to pay me the correct amount. Since the company knew that it would take a considerable amount of time for the timesheet portal to come back up, they paid an advance on the salary of £2500 into my bank account on 24-09-2021.

As soon as the timesheet portal was back online, they calculated the short paid amount for the week ending 08-08-2021 as Gross pay: £1,105.93 , Net pay: £792.59. Since an advance payment of £2500 was made earlier, this was deducted from my net pay resulting in an apparently negative net pay of -£1,707.41 as shown in payslip (8) dated 30-09-2021. Therefore there is no corresponding bank statement entry for this payslip as it was against an overpaid salary advance. The remaining negative amount, -£1,707.41 was deducted from my latest payslip (9) dated 14-10-2021.
****END OF Meeting Financial requirement.*****

Is there anything else I need to add? any comments or tips?
Thank you very much

[AmazonianX]

Hi All
Firstly, thanks to all the members for making this place incredibly helpful! I have learned a lot from here.
My Mrs is applying for spouse visa from India. I am about to complete my house purchase by end of October (fingers crossed!), this will be our residence on the application form. Could someone please point out what documents are needed to prove accommodation requirement? These are what I have in mind:
- Title Deeds
- Stamp duty receipt
- Mortgage offer letter from bank
Anything else?

Also, The current landlord is a close friend and as I was already in the process of buying the property. I have been staying at this same address for almost a year now as a guest. So all my documents (bank statement, employer's letter etc) have the same address. Is there any explanation I need to give in the cover letter regarding this? Maybe add a letter from the current house owner explaining why I have the same address before I bought the property.
Thanks

All you listed above I'd correct. That of explanation also seems to be in line.