Though its advisable to show funds in 1 account this 3 day gap could be a issue since its reflected in the statements.
Unfortunately ECO/Integra will just go by whats in the statement
this 28th of August GBP 2663.66 transaction could have reset your clock of 90 Days(Bank A + B).
If you can try to getting a letter from your Banks stating you have maintained 2800 Minimum(Bank A+Bank B) for 90 days I think that would strengthen your case.
Hammad.Y wrote:Hi, i need information about maintenance funds. The req for maintenance is that 2800 pounds mst be kept and maintained for 3months period prior to making an application. I did the same, and now I'm wishing to apply for PBS Tier1 but my confusion is that i maintained a sum of 2800 pounds in my two personal accounts(with Lloyds tsb and Abbey Bank) for 3months, but on 28 Aug i transferred all amount from Abbey Bank account to my Lloyds tsb Bank account through online banking. And now there is a gap of about 4 days, because the online transfers take 3 working days. Below is the sample taken from my personal accounts:
Transactions from personal account at Lloyds tsb Bank
Date Payment type Details Paid in(£) Paid out(£) Balance
(£)
28 Aug 08 DEP ELM PARK 175.00 2663.66 2663.66
01 Sep 08 BGC MR HAMMAD SAEED YA 447.00 3110.66 3110.66
03 Sep 08 DEP BROADWAY STRATFORD 100.00 3210.66 3210.66
Transactions from personal account at Abbey Bank
Date Description Money In Money Out £ Balance
05 Sep 08 BANK GIRO CREDIT REF TESCO 75.22 76.10
28 Aug 08 BILL PAYMENT TO Lloyds REFERENCE Hammad, MANDATE NO 0002 447.00 0.88
08 Aug 08 BANK GIRO CREDIT REF TESCO 95.74 447.88
Now on 28th of August I've a total of 2663.66 in my Lloyds account and the total balance of 3110.66 was showed in Lloyds statement on 1st of September, because of delay in online transfer. While infact, i had more than 2800pounds in my accounts. So will this be accepted in my 3months period, as i want to apply for visa.
Kindly reply soon.