Had CCJ more than 6 years ago, do i need to declare for naturalisation?

[Rubablu]

Hi
I had a CCJ for a credit card more than 6 years ago. This is not in my file anymore. Do I need to declare this with full details? Because the question says, "At any time have you ever had any of the following, in the UK or in another country"? Can you please suggest me? Thank you.

[alterhase58]

If it was more than 6 years ago and at the time you made arrangements to clear the debt there shouldn't be any need to declare. It's a civil matter and as long as it was a one off no issue. I have seen reports over the years where members declared CCJs and were still approved. Debt as such is not an issue, it's a fact of life, and sometimes payments get missed. If you are a repeat defaulter that might be another story.

[Rubablu]

Thank you for your reply. Please note when I applied for ILR I did mention it a few years back. Now I am worried about not mentioning it, in case they can find out and it could be a matter of deception. I can not mention it in detail as well because I did not keep any record. Now it's removed from my credit file. What should I do? Should I mention it and explain that I do not have details? Please help anyone have any experience.

[alterhase58]

Thank you for your reply. Please note when I applied for ILR I did mention it a few years back. Now I am worried about not mentioning it, in case they can find out and it could be a matter of deception. I can not mention it in detail as well because I did not keep any record. Now it's removed from my credit file. What should I do? Should I mention it and explain that I do not have details? Please help anyone have any experience.

Just mention it and explain you don't have the details.
Didn't you keep a copy of what you submitted for ILR?

[Rubablu]

Thanks a lot. Normally I keep the record but I don't know where it is at this moment.

[AmazonianX]

Thanks a lot. Normally I keep the record but I don't know where it is at this moment.

Check in lyour ilr application for what you stated or simply provide as much information as you could remember.