India citizenship or UK

[dsa007]

I have got ILR and I am eligible to apply for citizenship.
I am in two minds as my long term plan is to retire in India. I have two kids.

1st Option: Keep Indian citizenship and continue working with ILR
With ILR you can do everything same as citizenship. except getting easy visitor visas to other first world countries.

2nd Option: Take UK citizenship and OCI.
If I plan to move back to India, I can do most of the things in India except buying agri land and vote.
If my kids study in India, I will have to pay hefty fees in NRI quota for college and uni admissions.

also getting back Indian citizenship will be a challenge.

Please suggest as per your experience and views.

[contorted_svy]

What is more important to you? Easy visitor visas to other countries, or the possibility to have cheap education in India? How long do you have to wait until you retire? The answer to your question may be very different if your kids are starting university in a few years or 15, same with your retirement age.