Can we buy a house on our 3 year extension visa

[rckybhardwaj]

Hello der,
I was thinking if anyone knows if we could buy a house in UK under HSMP.
Or do we have to wait for ILR and only then can we buy.
Anybody who has info on this can you pls answer.

Thanks

[Chess]

Yes. You can buy a house.

[Papafaith]

Yes, am processing one now.

[John]

Anyone is able to buy a house, or any sort of property, in the UK, assuming they can afford to do so.

What I mean is that you do not need any sort of visa or permission from the Government to buy property in the UK. Quite a number of properties are owned by non-residents, who often let them out to get the rental income.

If someone does buy a property they might well need permission as appropriate from the UK Government to live in it, which might well mean needing to get a visa.

Of course needing to get a mortgage means convincing the potential lender of the required status.

[richsam]

hiya folks

let me try resurrect this old thread....

since a number of us out there are not yet uk residents and either working on a contract basis or on a full time basis, but without a number of years in the UK, can anyone advise of lenders who are prepared to lend?

im trying to get a mortgage and have found only few lenders who are prepared to lend.

anyone had success with any of the high street banks?

thanks

richsam

[Papafaith]

See an independent financial adviser.

[EJ]

I obtained a mrtgage from St James's Place Bank after being in UK for about 15 months. I was on a five year work permit at that point.