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Moderators: Casa, Amber, archigabe, batleykhan, ca.funke, ChetanOjha, EUsmileWEallsmile, JAJ, John, Obie, push, geriatrix, vinny, CR001, zimba, meself2, Administrator
nsuk wrote:Dear Friends
My Bank has certified that I am maintaining minimum X amount since last
six months jointly with my parents in a Term Deposit. Is it OK for
maintenance funds requirement.
Kindly elaborate.
Many Thanks
Neeraj Sharma
chetanojha wrote:Neeraj,
As far as bank statement/bank letter has got your name on it you are fine. Try to submit bank statement+bank letter together.
nsuk wrote:Dear Friends
My Bank has certified that I am maintaining minimum X amount since last
six months jointly with my parents in a Term Deposit. Is it OK for
maintenance funds requirement.
Kindly elaborate.
Many Thanks
Neeraj Sharma
nsuk wrote:chetanojha wrote:Neeraj,
As far as bank statement/bank letter has got your name on it you are fine. Try to submit bank statement+bank letter together.
nsuk wrote:Dear Friends
My Bank has certified that I am maintaining minimum X amount since last
six months jointly with my parents in a Term Deposit. Is it OK for
maintenance funds requirement.
Kindly elaborate.
Many Thanks
Neeraj Sharma
Dear Chetan
Thanks for ur reply. I am sending original FD's with the bank letter.
Will that be OK.
Neeraj Sharma
Since the bank does not generates statements for the FD's I was thinkingchetanojha wrote:Original FD's??? Not sure you should do that. You just need to show that you have money. Bank Statement and Letter from Bank should do.
Better get a letter from Bank saying you have these money in your bank account (joint). Also make sure bank mention the fact that "money can be made available to you anytime should you require and you have access to money". This should eliminate any doubts/concern case worker may have regarding the ownership of the FD. I have read few articles in this forum where parents created FD for their kid's name and it was not accepted as owner of those FD were parents and not kids.
nsuk wrote:chetanojha wrote:Neeraj,
As far as bank statement/bank letter has got your name on it you are fine. Try to submit bank statement+bank letter together.
nsuk wrote:Dear Friends
My Bank has certified that I am maintaining minimum X amount since last
six months jointly with my parents in a Term Deposit. Is it OK for
maintenance funds requirement.
Kindly elaborate.
Many Thanks
Neeraj Sharma
Dear Chetan
Thanks for ur reply. I am sending original FD's with the bank letter.
Will that be OK.
Neeraj Sharma
Yes you cansandeepak wrote:Dear all,
Please tell me that can we show maintainance fund in a form of Term deposit ?
Bank is ready to give statement that "money can be made available to you anytime should you require and you have access to money".
Please help me
You do not need to send the original but the letter from the Bank should say that funds are available for you to withdraw anytime you want. It is easy to get the FD transferred into your name. Having a joint ownership might cause problem. The letter from the bank should also say that it is a Financial Institution or a Bank governed by the Reserve Bank of India (sort of equivalent of FSA).nsuk wrote:Since the bank does not generates statements for the FD's I was thinkingchetanojha wrote:Original FD's??? Not sure you should do that. You just need to show that you have money. Bank Statement and Letter from Bank should do.
Better get a letter from Bank saying you have these money in your bank account (joint). Also make sure bank mention the fact that "money can be made available to you anytime should you require and you have access to money". This should eliminate any doubts/concern case worker may have regarding the ownership of the FD. I have read few articles in this forum where parents created FD for their kid's name and it was not accepted as owner of those FD were parents and not kids.
nsuk wrote:chetanojha wrote:Neeraj,
As far as bank statement/bank letter has got your name on it you are fine. Try to submit bank statement+bank letter together.
Dear Chetan
Thanks for ur reply. I am sending original FD's with the bank letter.
Will that be OK.
Neeraj Sharma
of sending the originals. The wording of the letter says,
"It is certified that Mr. Neeraj Sharma is maintaining jointly SB/STDR
with his parents having CIF No.xxxxxxxxx with us. The total minimum
balance maintained by him since 28/11/08 is xxxxxx till this date."
Will there be any problem regarding this.
Neeraj Sharma
You do not need to send the original but the letter from the Bank should say that funds are available for you to withdraw anytime you want. It is easy to get the FD transferred into your name. Having a joint ownership might cause problem. The letter from the bank should also say that it is a Financial Institution or a Bank governed by the Reserve Bank of India (sort of equivalent of FSA).
If you are putting FD for maintenance funds, make sure your letter from bank specifically state that funds are available any time when you need them.kandasamy wrote:Hi Neeraj Sharma,
This is kandasamy right now I am in UK and I am planning to apply for dependent visa with 2 week time.
For maintenance fund I am showing my wife’s FD. When I checked with bank, they are ready to provide the letter, but they don’t have any format. Could u please help me by sharing the letter format which u got it from ur bank. It will be really helpful for me.
Thanks in advance.
Regards
Kandasamy
kandasamy wrote:Hi,
Thanks for sharing the FD letter format to me.
Regards
Kandasamy