I am currently in the process of preparing documents in order to sponsor my sister in law to visit the UK on a visitors visa. I have a slight worry which I would be grateful for some advice/reassurance. Firstly, I would like to point out that we have recently sponsored my parents in law to visit us and they have both returned home after their visit.
Now this is my problem: On looking at my past six bank statements, a couple of recent ones show me using my overdraft. The reason for this is a combination of the kids being at home over the holiday period, a change of bank and unexpected travel expenses due to an ill Grandmother. I am worried this will result in refusal as I read someones entry somewhere on the message board that their application was refused on several grounds, one being the overdraft situation. I can supply a full years worth of statements which would show a more realistic and better picture. This would then include the statements that were used for my parents in law visit, which were obviously acceptable. I also have an ISA savings account with a balance of £4000 and shares which can be cashed immediately of the value of approx £6500. My last two years income is £40,000 each year, shown by a letter from employers and P60's.
My only worry is the overdraft and as I mentioned, a bit of advice or reassurance is needed. Should I write a note to the ECO to explain or just submit and trust it will be ok??
Thanks for your help.
- FAQ
- Login
- Register
- Call Workpermit.com for a paid service +44 (0)344-991-9222