Hi, I want to apply tier-1 hsmp in jan/feb of 2010.
So for showing maintaince funds for 3 months , i want to take a personal loan now and put that in a savings acc.
will it be a problem whille applying for visa, because someone told that if we take a personal loan or borrowing from somebody to maintain funds, the authorities will ask for the source of the fund that we are showing..
if we say i took personal loan/borrowed from friend..they dont agree/allow us..
is it true??
while processing will they ask for the source of the funds ,like from where we got that much amount to maintain for 3 months??
2) they calculate points for income based on our our salary slips only.. right...i am asking this because , one of my friends who went recently UK told that if we take a personal loan, they will deduct that much amount(EMI) from our salary and calculate points only on the remainging amount...
is this correct?
Thanks for clarification
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Suresh