Overdraft as maintenance fund

[jarul]

Hi everyone, my question is if it is possible to keep 800 pound overdraft given by the bank in account for 3 month. could anyone explain this pls. I am going to apply for PSW next month and iam wondering if it is the right thing to do.


thanx.

[madeabigmistake]

See this post http://www.immigrationboards.com/viewtopic.php?t=43213

This person was refused, went to appeal and won the case on the overdraft as 'available loan'....you might try to 'bypass' the refusal by making sure you submit a letter from your bank stating what your overdraft amount is - and send along with your bank statements. This should be considered 'available funds to you at any time'. If they do not know your overdraft amount, they will refuse you.

Hope this helps.

Deb