I am applying for spouse settlement visa to go to London, to join my husband, who has ILR there.
I got married in November 2008, and applied for Visa just after that. However got refused on the ground that my husband had an overdraft in his account. We have not put any covering letter in the application stating the reason for overdraft. Also he had less bank balance because of wedding expenditures.
It is 6 months after the visa refusal, and we have new set of bank statements showing consistence improvement in bank balance. He has saved 500+ for the first few months and then 1000+ in the last 2-3 months. Total we raised the funds upto 7000 pounds. Other than salary, he sold his car, and transferred some of money from his mother's account (which was left over after wedding).
I dont have any savings in my account, as I also spent all savings for marriage. I have gold with me worth 4000 pounds almost, but no proof to show that. I lost the bills
![Sad :(](./images/smilies/icon_sad.gif)
Even if we have parents as dependents, we will put a letter from them stating that they are retired pensioners ( we have their pension certificates as proof). We have no other dependents.
We have made the covering letter ready stating that all the over expenditures of at that time was because of wedding expenditures.
Has anybody gone through same situation and
do you think this much savings would help us to get through this time?
Sunu