First of all I would like to thank you for taking time to read this lengthy posting.
I am a British citizen and going to marry an Indian citizen in January and planning to apply for her spouse visa the following week. There are few things I am not sure about in terms of the supporting documents.
I am working as an independent software consultant through my own limited company and earning in excess of £4000 - minimum(varies based on the contract rate) after taxes. But I only my pay myself about £1500-2000 each month as salary and bonus from my limited company based on expenses for that particular month and I could withdraw the rest as dividend whenever I want to.
I have accumulated over £40000 in my company account as dividend after taxes, which means that amount is my savings. My question is, is the fact that I don't have any savings in my personal bank account going to affect the chances of getting a spouse visa for my wife? How do I handle this? Shall I provide 6 months company bank statements and 3 months personal bank statements? Is there anything else I could do to guarantee the approval of my wife's spouse visa?
Last year company accounts submitted to HMRC shows that I am entitled for £20000 as dividend after all taxes. Although I have an additional £20000 this year, this year's accounts won't be ready until end of January but I have statements to proof the total £40000 I am entitled to.
I don't have any issues with any other documents required for the visa application. Not sure if this helps, but my wife is a currently working as a software consultant in a reputed firm but will be resigning in december.
Any input/help/suggestions on this matter would be very much appreciated. Thanks.
