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Simple my friend!sabjose wrote:Hi All,
My account fell below £800 by 10p for just 2 hours one day! I immediately put the money into the account the same day but the amount £799.90 is now shown on the statement.
Realistically, what are the chances that Home Office will accept that?
Are there any other alternatives?
I bank with Barclays.
Thanks in advance for your suggestions/replies.
have u got another account..sabjose wrote:Hi All,
My account fell below £800 by 10p for just 2 hours one day! I immediately put the money into the account the same day but the amount £799.90 is now shown on the statement.
Realistically, what are the chances that Home Office will accept that?
Are there any other alternatives?
I bank with Barclays.
Thanks in advance for your suggestions/replies.
PostMan, You're a star!PostMan wrote: Simple my friend!
If you have replaced the money in same day, do not worry, you balance can only show £799.90 online not in statement. Barclays and some other banks show balances at close of business.
if you statement will come before you apply, wait until it comes, you will not see the £799.90, but if it will not come and you intend to print online. I am sorry it will continue to show this.
what you have to do is, Call your bank now and change your statement date to any day from 2moro, so that they will close the statement on that day and send you original statement within 4 days, when you get it, then you can print the rest days online.
Having another account elsewhere is also good. But first, if you can do this, Your account will NEVER show the shortfall in balance.
Sample (Online Statement)
Date Credit Debit Balance
11/02/2010 £5.00 £805.00
11/02/2010 £10.00 £810.00
11/02/2010 £0.10 £799.90
10/02/2010 £800.00
---------------------------------------------------------------
From above you can see that transactions follows in ascending order, and Balance is showed after each credit or debit transaction.
=================================
Sample (Paper Statement)
Date Credit Debit Balance
10/02/2010 £800.00
11/02/2010 £0.10
11/02/2010 £10.00
11/02/2010 £5.00 £805.00
------------------------------------------------------------------
From above you can see that transactions follows in descending order, and only the days final balance is showed at close of business day.
When the debit entry for £0.10 and £5.00 are made, the balance did not show, also the credit of £10.00, but balance is showed after all day's transaction.
Its all sorted now.. Goodluck for your appointment.. Keep us updated..sabjose wrote:PostMan, You're a star!PostMan wrote: Simple my friend!
If you have replaced the money in same day, do not worry, you balance can only show £799.90 online not in statement. Barclays and some other banks show balances at close of business.
if you statement will come before you apply, wait until it comes, you will not see the £799.90, but if it will not come and you intend to print online. I am sorry it will continue to show this.
what you have to do is, Call your bank now and change your statement date to any day from 2moro, so that they will close the statement on that day and send you original statement within 4 days, when you get it, then you can print the rest days online.
Having another account elsewhere is also good. But first, if you can do this, Your account will NEVER show the shortfall in balance.
Sample (Online Statement)
Date Credit Debit Balance
11/02/2010 £5.00 £805.00
11/02/2010 £10.00 £810.00
11/02/2010 £0.10 £799.90
10/02/2010 £800.00
---------------------------------------------------------------
From above you can see that transactions follows in ascending order, and Balance is showed after each credit or debit transaction.
=================================
Sample (Paper Statement)
Date Credit Debit Balance
10/02/2010 £800.00
11/02/2010 £0.10
11/02/2010 £10.00
11/02/2010 £5.00 £805.00
------------------------------------------------------------------
From above you can see that transactions follows in descending order, and only the days final balance is showed at close of business day.
When the debit entry for £0.10 and £5.00 are made, the balance did not show, also the credit of £10.00, but balance is showed after all day's transaction.
The balance was in deficit last week and I'd just received the paper statements and it is just as you said! The balance doesn't show it go below the £800 mark. So that's fantastic!
I have a personal appointment booked for next week. Lets see how it goes!
Thanks everyone for all your advice and suggestions!
Thanks and GoodLucksabjose wrote:PostMan, You're a star!PostMan wrote: Simple my friend!
If you have replaced the money in same day, do not worry, you balance can only show £799.90 online not in statement. Barclays and some other banks show balances at close of business.
if you statement will come before you apply, wait until it comes, you will not see the £799.90, but if it will not come and you intend to print online. I am sorry it will continue to show this.
what you have to do is, Call your bank now and change your statement date to any day from 2moro, so that they will close the statement on that day and send you original statement within 4 days, when you get it, then you can print the rest days online.
Having another account elsewhere is also good. But first, if you can do this, Your account will NEVER show the shortfall in balance.
Sample (Online Statement)
Date Credit Debit Balance
11/02/2010 £5.00 £805.00
11/02/2010 £10.00 £810.00
11/02/2010 £0.10 £799.90
10/02/2010 £800.00
---------------------------------------------------------------
From above you can see that transactions follows in ascending order, and Balance is showed after each credit or debit transaction.
=================================
Sample (Paper Statement)
Date Credit Debit Balance
10/02/2010 £800.00
11/02/2010 £0.10
11/02/2010 £10.00
11/02/2010 £5.00 £805.00
------------------------------------------------------------------
From above you can see that transactions follows in descending order, and only the days final balance is showed at close of business day.
When the debit entry for £0.10 and £5.00 are made, the balance did not show, also the credit of £10.00, but balance is showed after all day's transaction.
The balance was in deficit last week and I'd just received the paper statements and it is just as you said! The balance doesn't show it go below the £800 mark. So that's fantastic!
I have a personal appointment booked for next week. Lets see how it goes!
Thanks everyone for all your advice and suggestions!