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Iira wrote:Hi,
I just wanted to let you know that PR was granted and our passports came back in around 4 months since getting COA (COA itself took 2 weeks).
For the ones applying as self-sufficient who are wondering what happens for the period you didn't have Private Health Insurance, it seems to be fine to take one by the time you send your documents to HO. No need to back date insurance or things like that. Also, it seems to be no problem having an insurance that does not include emergencies. Just be aware that insurance needs to cover all family members. Even if non-EU citizen is working, because the sponsor (EU-citizen) is not working, both members will need insurance.
I hope the information is useful for other people in the same situation.
Kind regards.
Iira wrote:Hi,
I just wanted to let you know that PR was granted and our passports came back in around 4 months since getting COA (COA itself took 2 weeks).
For the ones applying as self-sufficient who are wondering what happens for the period you didn't have Private Health Insurance, it seems to be fine to take one by the time you send your documents to HO. No need to back date insurance or things like that. Also, it seems to be no problem having an insurance that does not include emergencies. Just be aware that insurance needs to cover all family members. Even if non-EU citizen is working, because the sponsor (EU-citizen) is not working, both members will need insurance.
I hope the information is useful for other people in the same situation.
Kind regards.
Hi,pisipatu wrote:I called UKBA a few days ago to clarify what needs to be covered by comprehensive insurance and was told that accidence and emergencies need to be covered.
But generally, the guys didn't know themselves what they want. I called twice. First time I asked that if my husband (non-EU) is still working, does he need a CSI as well. The guy from UKBA said that NO, only I need.
Then I called second time and another guy said that we both need. It doesn't matter that my husband is working and paying taxes.
Finally, I asked what needs to be covered and he just told me: I AM NOT AN EXPERT, CALL TO INSURANCE COMPANY AND ASK FULLY COMPREHENSIVE COVER!...when i said that I have already called to a number of companies and no-one covers A&E or even GP, he told be that I have to be covered and this is MY PROBLEM to find out this kind of insurance.
I also spoke to one insurance company and the guy there told me that they have had people before who needed this insurance for UKBA, but most of cases 'comprehensive insurance' in their terminology (in/patient and outpatient cover) had't worked with UKBA. So the insurance company didn't know as well what UKBA wants.
Finally I found that there are some insurance companies abroad who provide international health insurance and these packages cover A&E and GP, but not long term chronic issues.
EHIC doesn't have Basic or Comprehensive option like private medical insurance. EHIC issued outside UK is fineZabeth wrote:Hi,pisipatu wrote:I called UKBA a few days ago to clarify what needs to be covered by comprehensive insurance and was told that accidence and emergencies need to be covered.
But generally, the guys didn't know themselves what they want. I called twice. First time I asked that if my husband (non-EU) is still working, does he need a CSI as well. The guy from UKBA said that NO, only I need.
Then I called second time and another guy said that we both need. It doesn't matter that my husband is working and paying taxes.
Finally, I asked what needs to be covered and he just told me: I AM NOT AN EXPERT, CALL TO INSURANCE COMPANY AND ASK FULLY COMPREHENSIVE COVER!...when i said that I have already called to a number of companies and no-one covers A&E or even GP, he told be that I have to be covered and this is MY PROBLEM to find out this kind of insurance.
I also spoke to one insurance company and the guy there told me that they have had people before who needed this insurance for UKBA, but most of cases 'comprehensive insurance' in their terminology (in/patient and outpatient cover) had't worked with UKBA. So the insurance company didn't know as well what UKBA wants.
Finally I found that there are some insurance companies abroad who provide international health insurance and these packages cover A&E and GP, but not long term chronic issues.
I am very much aware that I am excavating a very old post, but I thought it gave an interesting idea.
Can it be considered that it is "safer" to use a foreign private health insurance (thus to provide a EHIC) to prove CSI, rather than a UK Private Health Insurance?
In all I have read, the UKBA doesn't seem to discuss if a EHIC is comprehensive or not, the problem of a policy being accepted or not only occurs when the UKBA is faced to UK private health plans.
Does the EHIC represent a disadvantage throughout any state of EEA route applications?
Kind Regards
European Health Insurance Card (EHIC)Zabeth wrote:Thanks.
I'm not sure I understand what you mean.
My understanding is that a EHIC just reflects that you have health insurance in a given country (I guess in the UK, it can simply mean someone is entitled to NHS, hence not enough for the UKBA).
Anyway, in this case, I was thinking about providing EHIC from outside UK of course. In which case, do you think the EHIC represent a disadvantage throughout any state of EEA route applications? Even when one intends to stay permanently?
...Could the EHIC even be a better solution?? Avoiding uncertainty about the Uk Private health plan acceptance by the UKBA