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venkarun wrote:thanks nuhandis, do you have any references/quotes to back your statement or is it gut feel? I am looking at something concrete to substantiate your line of thought (or otherwise, of course).
muhandis.ak wrote:As per the guidance -
The earnings that can be considered are -
· Salaries (includes full-time, part-time, bonuses);
· Earnings derived through self-employment;
· Earnings derived through business activities;
· Statutory maternity pay and contractual maternity pay;
· Allowances (such as accommodation, schooling or car allowances) which form part of an applicant’s remuneration package;
· Dividends from investments, where it is a company in which the applicant is active in the day to day management, or where the applicant receives the dividend as part of their remuneration package;
· Property rental income, where this constitutes part of the applicant’s business; and
· Payment in lieu of notice.
The earnings that cannot be considered are -
· Allowances (such as accommodation, schooling or car allowances) which are paid as reimbursement for monies the applicant has previously outlaid;
· Dividends from investments, unless it is a company in which the applicant is active in the day to day management, or unless the applicant receives the dividend as part of their remuneration package;
· Property rental income, unless this constitutes part of the applicant’s business;
· Interest on savings;
· Funds received through inheritance;
· Monies paid to the applicant as a pension;
· Expenses where the payment constitutes a reimbursement for monies the applicant has previously outlaid;
· Statutory redundancy payment;
· Sponsorship for periods of study; or
· State benefits.
Now, if you go through the above, I cannot find PF qualifying as any entry in the 'can be considered' section whereas, if you look at the 'cannot be considered' section, employer PF could be looked at as an 'advance pension payment', or a 'state mandated benefit'.
You could argue otherwise as well, however, my conclusion is based on my understanding of the 'spirit' of the guidance and not just the 'letter'.
venkarun wrote:thanks nuhandis, do you have any references/quotes to back your statement or is it gut feel? I am looking at something concrete to substantiate your line of thought (or otherwise, of course).